Umatilla County property record for 78651 Lloyd Rd, Hermiston, OR 97838
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 3,245 sqft · built 1947 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2019) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4N2821A001500 |
| Primary APN | 4N2821A001500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,245 sqft Gross Area |
| 1st Floor Area | 1,705 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Lot Area | 124,582 sqft (2.86 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Utility Building | 640 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Total Buildings | 6 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 122225 |
|---|---|
| Street Address | 78651 LLOYD RD |
| City | HERMISTON |
| State | OR |
| Zip | 97838-9489 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RR-4 |
| Legal Range | 28 |
| Legal Township | 04N |
| Legal Section | 21 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | HERMISTON-UMATILLA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 951100 |
78651 Lloyd Rd, a commercial property, is owned by two individuals who bought it in March 2019.
Source: Umatilla County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78651 LLOYD RD, HERMISTON, OR 97838-9489 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 8, 2019 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on File |
| Deed Sale | Mar 8, 2019 · Amount on File |
| Deed Document Number | 20196830338 |
| Prior Transfer Date | Apr 28, 2016 |
| Prior Transfer Doc | 20166430089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 78651 LLOYD RD, HERMISTON, OR 97838-9489 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20227350223 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-7350223 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, OR 97801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 78651 LLOYD RD, HERMISTON, OR 97838-9489 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|
| Document Number | 20217140463 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-7140463 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Mar 8, 2019 |
| Property Address | 78651 LLOYD RD, HERMISTON, OR 97838-9489 |
| Document Number | 20196830338 |
| Map Reference | SLIDE 182 PG 468 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 2019-6830338 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 78651 LLOYD RD, HERMISTON, OR 97838-9489 |
| Document Number | 20196830339 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019-6830339 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 78651 Lloyd Rd was $2,880.
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Unified School District | Hermiston School District 8 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 | $191,740 Land $75,710 Building $116,030 | $465,510 Land $180,580 Building $284,930 |
| 2023 | $2,817.00 | $180,740 Land $71,370 Building $109,370 | $438,700 Land $189,070 Building $249,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78651 Lloyd Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78651 Lloyd Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.2% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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