7865 Wright St, Merrillville, IN 46410 Property Records

Lake County property record for 7865 Wright St, Merrillville, IN 46410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,296 sqft · built 2018
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2023)
Tax Bill	$2,856 (2024)
Deeds & Mortgages	May 2026 Mortgage May 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`45-12-19-126-039.000-030`

Property Details

APN / Parcel Number

Primary APN	`45-12-19-126-039.000-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,296 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	1,648 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Row Home
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	164 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7865 WRIGHT ST
City	MERRILLVILLE
State	IN
Zip	46410-5873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX MOOR UNIT 1C LOT 23 EX. NLY 35.77FT.
Legal Subdivision	FOX MOOR UNIT 1C
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	ROSS
Census Block Group	3
Census Block	3007
Census Tract	42501

Owner

Source: Lake County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 1, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 30, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Aug 10, 2018	Warranty Deed, Transfer · Commercial Mortgage CENTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	2023504031
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	May 22, 2026
Property Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873
Document Number	0000520878
Instrument Date	Apr 15, 2026
Instrument	2026520878
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873

Mortgage

Document Number	0000520878,
Date	May 22, 2026
Instrument	2026520878

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873

Mortgage

Document Number	0000013698
Date	May 1, 2024
Instrument	2024-513698

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018652
Date	Jul 20, 2021
Instrument	2021-518652

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 10, 2023
Property Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873
Document Number	0000004031
Map Reference	MB 109 PG 7
Instrument Date	Feb 9, 2023
Instrument	2023-504031
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873

Mortgage

Document Number	0000004032
Date	Feb 10, 2023
Instrument	2023-504032

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023791
Date	Apr 29, 2020
Instrument	2020 023791

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 30, 2018
Property Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873
Document Number	0000082821
Map Reference	MB109 PG7
Instrument Date	Nov 26, 2018
Instrument	2018 082821
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873

Mortgage

Document Number	0000082822
Date	Nov 30, 2018
Instrument	2018 082822

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 10, 2018
Property Address	7865 WRIGHT ST, MERRILLVILLE, IN 46410-5873
Document Number	0000050784
Instrument Date	Aug 8, 2018
Instrument	2018 050784
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 SUNNYSLOPE DR, CROWN POINT, IN 46307-9314

Mortgage

Document Number	0000050785
Date	Aug 10, 2018
Instrument	2018 050785

Lender

Name	CENTER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 8, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Ross Township
Municipality	Merrillville Town
Unified School District	Merrillville Community School (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,100 (+1.31%) Land $41,700 Building $236,400	$278,100 (+1.31%) Land $41,700 Building $236,400
2024	$2,856.00 (+32.9%)
2023		$274,500 (+20.87%) Land $40,100 Building $234,400	$274,500 (+20.87%) Land $40,100 Building $234,400
2022	$2,149.00 (-2.18%)	$227,100 Land $28,100 Building $199,000	$227,100 Land $28,100 Building $199,000
2021	$2,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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