7865 Wicker Ln, La Plata, MD 20646 Property Records

Charles County property record for 7865 Wicker Ln, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1972
Lot Size	0.462 acres (20,114 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Jun 2020)
Tax Bill	$8,681 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-021621`

Property Details

APN / Parcel Number

Primary APN	`01-021621`
Alternative APNs	`1021621` `021621`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,114 sqft (0.462 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	021621
Street Address	7865 WICKER LN
City	LA PLATA
State	MD
Zip	20646-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 41 NEWTOWN VILLAGE SUB
Legal Subdivision	NEWTOWN VILLAGE SUB
Legal Block	1
Legal Lot Number	41
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	1
Census Block	1001
Census Tract	851100

Owner

7865 Wicker Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7865 WICKER LN, LA PLATA, MD 20646-2925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG
Jun 29, 2020	Deed, Transfer · FHA Mortgage WESBANCO BANK INC
Jul 11, 2019	Grant Deed, Transfer WCP FUND I LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Jul 11, 2019 · Amount on File
Deed Book / Page	11198 / 451
Transfer Doc	0000007202
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	7865 WICKER LN, LA PLATA, MD 20646-2925
Document Number	0115420437
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7865 WICKER LN LA PLATA MD 206462925, LA PLATA, MD 20646-2925

Mortgage

Document Number	0115420437
Date	Jan 11, 2021
Book Page	011542/000437

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 29, 2020
Property Address	7865 WICKER LN, LA PLATA, MD 20646-2925
Document Number	0111980451
Book / Page	11198 / 451
Map Reference	MB 10 FO 85
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PRIDE SETTLMENT & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7865 WICKER LN, LA PLATA, MD 20646-2925

Mortgage

Document Number	0011198457
Date	Jun 29, 2020
Instrument	11198/457

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 11, 2019
Property Address	7865 WICKER LN, LA PLATA, MD 20646-2925
Document Number	0107010135
Book / Page	010701 / 000135
Instrument Date	Jun 15, 2019
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45612 LONGFIELDS VILLAGE DR GREAT MILLS MD 206342402, GREAT MILLS, MD 20634-2402

Mortgage

Document Number	107010139
Date	Jul 11, 2019
Book Page	010701/000139

Lender

Name	WCP FUND I LLC
Address	FALLS CHURCH, VA 22043

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7865 Wicker Ln was $8,681 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,200 Land $120,000 Building $295,200	$415,200 Land $120,000 Building $295,200
2025	$8,681.00
2023	$3,471.00 (+16.4%) Homeowner's exemption	$260,000 (+9.23%) Land $120,000 Building $140,000	$260,000 (-) Land $120,000 Building $140,000
2022	$2,982.00 Homeowner's exemption	$238,033	$260,000 Land $120,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7865 Wicker Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7865 Wicker Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTOWN VILLAGE serves 170 people · EPA ID MD0080032
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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