San Diego County property record for 7865 Torrey Ln, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,840 sqft · built 1959 |
| Lot Size | 0.169 acres (7,348 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,280,000 (Jul 2008) |
| Tax Bill | $21,095 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350-240-02-00 |
| Primary APN | 350-240-02-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 7,348 sqft (0.169 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7865 TORREY LN |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-5 |
| Legal Description | LOT 1 TR 003415 |
| Legal Subdivision | TORREY HEIGHTS |
| Legal Tract | 003415 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 8303 |
7865 Torrey Ln is owned and occupied by two individuals who bought it in July 2008.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7865 TORREY LN, LA JOLLA, CA 92037-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2008 · Amount on File |
| Deed Sale | Jul 24, 2008 · Amount on File |
| Prior Sale | Aug 22, 2007 · Amount on File |
| Deed Document Number | 2008397449 |
| Prior Transfer Date | Jul 20, 2007 |
| Prior Transfer Doc | 0000558509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 7865 TORREY LN, LA JOLLA, CA 92037-3807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000395451 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019-0395451 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 7865 Torrey Ln was $21,095 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,681,290 (+2%) Land $1,418,597 Building $262,693 | |
| 2025 | $21,095.00 Homeowner's exemption | $1,648,325 Land $1,390,782 Building $257,543 |
| 2023 | $19,357.00 (+2.74%) Homeowner's exemption | $1,584,321 Land $1,336,777 Building $247,544 |
| 2022 | $18,840.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7865 Torrey Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 11 (1978–2019) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Dec 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7865 Torrey Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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