Marion County property record for 7865 SW 89th Cir, Ocala, FL 34481
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,747 sqft · built 2022 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,270 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3530-012-068 |
| Primary APN | 3530-012-068 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,747 sqft Living Area |
| 1st Floor Area | 1,747 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 194 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 7865 SW 89TH CIR |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34481-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD;PUD |
| Legal Description | SEC 13 TWP 16 RGE 20 |
| Jurisdiction | MARION FL |
| Township / Civil Division | FELLOWSHIP |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2605 |
7865 SW 89th Cir is owned and occupied by an individual who acquired it in June 2025.
Source: Marion County records, as of January 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7865 SW 89TH CIR, OCALA, FL 34481-6438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 12, 2022 | Special Warranty Deed, Transfer PARAGON TITLE INSURANCE COMPANY, MARION TITLE & ESCROW CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2025 |
| Deed Sale | Jun 1, 2025 |
| Deed Document Number | 0000864621 |
| Deed Book / Page | 7853 / 1863 |
| Prior Transfer Date | Aug 12, 2022 |
| Prior Transfer Doc | 2022118157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 7865 SW 89TH CIR, OCALA, FL 34481-6438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 7865 SW 89TH CIR, OCALA, FL 34481-6438 |
| Document Number | 0079390750 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 7939/750 |
| Instrument | 2022172305 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Aug 12, 2022 |
| Property Address | 7865 SW 89TH CIR, OCALA, FL 34481-6438 |
| Document Number | 0078531863 |
| Book / Page | 7853 / 1863 |
| Map Reference | MB 14 PG 28-33 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022118157 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, MARION TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,463.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8445 SW 80TH ST, OCALA, FL 34481-9117 |
| Name | Verified Name |
|---|---|
| Address | 7865 SW 89TH CIR, OCALA, FL 34481-6438 |
The 2025 property tax bill for 7865 SW 89th Cir was $3,270 with a homeowner's exemption.
Source: Marion County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,270.00 Homeowner's exemption | $219,660 Land $23,232 Building $196,428 | $317,551 Land $23,232 Building $294,319 |
| 2023 | $2,941.00 (+292.13%) Homeowner's exemption | $207,251 (+513.31%) Land $29,568 Building $177,683 | $265,908 (+686.9%) Land $29,568 Building $236,340 |
| 2022 | $750.00 | $33,792 Land $33,792 | $33,792 Land $33,792 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7865 SW 89th Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7865 SW 89th Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ON TOP OF THE WORLD private · serves 22,383 people · EPA ID FL6424619 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Bridgenet Communications, CenturyLink.
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