Santa Clara County property record for 7865 Monterey St, Gilroy, CA 95020
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,839 sqft · built 1966 |
| Lot Size | 0.376 acres (16,363 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,251,500 (Nov 2022) |
| Tax Bill | $27,668 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 799-01-010 |
| Primary APN | 799-01-010 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,839 sqft Total Area |
| 1st Floor Area | 4,839 sqft |
| Elevator | Elevator |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 16,363 sqft (0.376 acres) |
| Lot Dimensions | 133 ft deep x 102 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 7865 MONTEREY ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-4519 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C2 |
| Legal Description | LOT A |
| Legal Subdivision | GILROY |
| Legal Lot Number | A |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 512604 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6 ESTERO AVE, SAN FRANCISCO, CA 94127-2847 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Prior Sale | Jan 6, 2010 · Amount on Record |
| Deed Document Number | 202225407911 |
| Prior Transfer Date | May 6, 2010 |
| Prior Transfer Doc | 0020871235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 23, 2022 |
| Property Address | 7865 MONTEREY ST, GILROY, CA 95020-4519 |
| Document Number | 0025407911 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 25407911 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 ESTERO AVE, SAN FRANCISCO, CA 94127-2847 |
| Document Number | 0025407912 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 25407912 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,282,869 (+2%) Land $742,845 Building $1,540,024 | |
| 2025 | $27,668.00 (+1.59%) | $2,238,108 (+4.04%) Land $728,280 Building $1,509,828 |
| 2024 | $27,234.00 (+0.59%) | |
| 2023 | $27,075.00 (+72.8%) | $2,151,200 Land $700,000 Building $1,451,200 |
| 2022 | $15,668.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1982–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.
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