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7865 Cunningham St, Highland, CA 92346 Property Records

San Bernardino County property record for 7865 Cunningham St, Highland, CA 92346 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,386 sqft · built 1962
Lot Size0.217 acres (9,450 sqft)
Owner2 Individual Names on File
Tax Bill$2,221 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN1192-521-28-0000

Property Details

APN / Parcel Number

Primary APN1192-521-28-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,386 sqft Living Area
Gross Area1,786 sqft
1st Floor Area1,386 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,450 sqft (0.217 acres)
Lot Dimensions135 ft deep x 70 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio/Porch
Porch Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7865 CUNNINGHAM ST
CityHIGHLAND
StateCA
Zip92346-5622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 6396 LOT 28
Legal SubdivisionTRACT NO 6396
Legal Tract6396
Legal Block1
Legal Lot Number28
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group1
Census Block1000
Census Tract7603

Owner

Source: San Bernardino County records · APN 1192-521-28-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · VA Mortgage
INDEPENDENCE HOME LOANS LLC
Sep 07, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Dec 20, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 26, 2017Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Apr 20, 2018Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jan 23, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 10, 2005
Transfer Doc0000732136
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622
Transaction TypeMortgage
Record UpdatedJan 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622

Mortgage

Document Number0000312107
DateDec 22, 2025
Instrument2025-0312107
Lender
NameINDEPENDENCE HOME LOANS LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622

Mortgage

Document Number0000303951
DateSep 07, 2022
Instrument2022-0303951
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622
Transaction TypeMortgage
Record UpdatedDec 31, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622

Mortgage

Document Number0000567361
DateDec 20, 2021
Instrument2021-0567361
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000397484
DateSep 26, 2017
Instrument2017-0397484
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143206
DateApr 20, 2018
Instrument2018-0143206
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025851
DateJan 23, 2020
Instrument2020-0025851
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address7865 CUNNINGHAM ST, HIGHLAND, CA 92346-5622

Mortgage

Document Number0000394151
DateOct 14, 2020
Instrument2020-0394151
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityHighland City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$158,143 (+2%) Land $35,144 Building $122,999
2025$2,221.00 (+4.42%) Homeowner's exemption$155,042 (+4.04%) Land $34,455 Building $120,587
2023$2,127.00 (+0.14%) Homeowner's exemption$149,022 Land $33,117 Building $115,905
2022$2,124.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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