Nassau County property record for 78646 Goldfinch Ln, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,259 sqft · built 2018 |
| Lot Size | 0.192 acres (8,366 sqft) |
| Owner | Individual Name on File |
| Last Sale | $356,055 (Feb 2018) |
| Tax Bill | $3,749 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2N-26-1603-0063-0000 |
| Primary APN | 12-2N-26-1603-0063-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,259 sqft Heated Area |
| Gross Area | 4,509 sqft |
| 1st Floor Area | 1,414 sqft |
| Upper Floors Area | 1,845 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Clay Tile |
| Lot Area | 8,366 sqft (0.192 acres) |
| Garage Area | 646 sqft |
| Porch | Open Porch |
| Porch Area | 534 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 78646 GOLDFINCH LN |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-0028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 63 IN OR 2180/482 PLUMMER CREEK PHASE TWO B PBK 8/170 |
| Legal Range | 26E |
| Legal Township | 02N |
| Legal Section | 12 |
| Legal Subdivision | PLUMMER CREEK PHASE |
| Legal Phase | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50307 |
78646 Goldfinch Ln is owned and occupied by an individual who bought it in February 2018.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 78646 GOLDFINCH LN, YULEE, FL 32097-0028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage KS STATEBANK |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 28, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOLELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2018 · Amount on File |
| Deed Sale | Feb 28, 2018 · Amount on File |
| Deed Document Number | 201806318 |
| Deed Book / Page | 2180 / 0482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 78646 GOLDFINCH LN, YULEE, FL 32097-0028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 78646 GOLDFINCH LN, YULEE, FL 32097-0028 |
| Document Number | 0024270734 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 2427/734 |
| Instrument | 202145002413 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Dec 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 78646 GOLDFINCH LN, YULEE, FL 32097-0028 |
| Document Number | 0023431375 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78646 GOLDFINCH LN YULEE FL 320970028, YULEE, FL 32097-0028 |
| Document Number | 0023431375 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 002343/001375 |
| Instrument | 45007059 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 2, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 28, 2018 |
| Property Address | 78646 GOLDFINCH LN, YULEE, FL 32097-0028 |
| Document Number | 0021800482 |
| Book / Page | 2180 / 0482 |
| Map Reference | MB8 PG170-174 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 201806318 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | DF TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY, 14701, JACKSONVILLE, FL 32256-3743 |
| Name | Verified Name |
|---|---|
| Address | 78646 GOLDFINCH LN, YULEE, FL 32097-0028 |
| Document Number | 0201806319 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 201806319 |
| Name | JET HOLELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 78646 Goldfinch Ln was $3,749 with exemptions applied, up 1.4% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,749.00 (+1.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $289,565 (+2.9%) | $463,449 (+4.1%) Land $55,000 Building $408,449 |
| 2024 | $3,696.00 (+1.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $281,404 (+3%) | $445,216 (+4.06%) Land $55,000 Building $390,216 |
| 2023 | $3,644.00 (+10.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $273,208 (+3%) | $427,826 (+18.97%) Land $55,000 Building $372,826 |
| 2022 | $3,300.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $265,250 | $359,619 Land $50,000 Building $309,619 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78646 Goldfinch Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 142 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 142 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78646 Goldfinch Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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