7864 Trailwind Dr, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 7864 Trailwind Dr, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,060 sqft · built 1963
Lot Size	0.697 acres (30,361 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2002)
Tax Bill	$9,970 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`603-0010-0113-00`

Property Details

APN / Parcel Number

Primary APN	`603-0010-0113-00`
Alternative APN	`122375699`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
Gross Area	4,772 sqft
1st Floor Area	1,534 sqft
2nd Floor Area	1,176 sqft
Basement Area	1,534 sqft
Finished Basement	350 sqft
Unfinished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	30,361 sqft (0.697 acres)
Lot Dimensions	234 ft deep x 30.4 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	444 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7864 TRAILWIND DR
City	MONTGOMERY
State	OH
Zip	45242-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TRAILWIND DR 30.44 X 234.22 IR-LOT 35 FAIRWINDACRES 2ND
Legal Subdivision	FAIRWINDACRES 2ND
Legal Lot Number	35
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2001
Census Tract	23902

Owner

7864 Trailwind Dr is owned and occupied by two individuals who acquired it in June 2016.

Source: Hamilton County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7864 TRAILWIND DR, MONTGOMERY, OH 45242-5007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2002 · Amount on File
Deed Sale	Dec 10, 2002 · Amount on File
Prior Sale	Jun 15, 2000 · Amount on File
Deed Document Number	2002243552
Deed Book / Page	9105 / 4784
Last Transfer Date	Jun 7, 2016
Transfer Doc	0000086486
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 1, 2026
Property Address	7864 TRAILWIND DR, MONTGOMERY, OH 45242-5007
Document Number	0000071781
Book / Page	15741 / 377
Instrument Date	Aug 12, 2026
Instrument	202671781
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7864 TRAILWIND DR, MONTGOMERY, OH 45242-5007

Mortgage

Document Number	0000071781,
Date	Sep 1, 2026
Book Page	15741/377
Instrument	202671781

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7864 Trailwind Dr was $9,970, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,970.00 (+2.18%)	$194,481 (-) Land $43,225 Building $151,256	$555,660 Land $123,500 Building $432,160
2024	$9,757.00 (-0.43%)	$194,481 (-) Land $43,225 Building $151,256
2023	$9,799.00 (+11.07%)	$194,481 (+33.15%) Land $43,225 Building $151,256	$555,660 Land $123,500 Building $432,160
2022	$8,822.00 Homeowner's exemption	$146,059 Land $36,575 Building $109,484
2020			$417,310 Land $104,500 Building $312,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7864 Trailwind Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Jul 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7864 Trailwind Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20