7863 Summerpointe Pl, Castro Valley, CA 94552 Property Records

Alameda County property record for 7863 Summerpointe Pl, Castro Valley, CA 94552

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,443 sqft · built 1997
Lot Size	0.042 acres (1,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,088,000 (Jul 2023)
Tax Bill	$13,882 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85A-6420-24`

Property Details

APN / Parcel Number

Primary APN	`85A-6420-24`
Alternative APN	`085A-6420-024-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,443 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,820 sqft (0.042 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7863 SUMMERPOINTE PL
City	CASTRO VALLEY
State	CA
Zip	94552-5315
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00024 BLK: TR: 6660
Legal Subdivision	TR 6660
Legal Tract	6660
Legal Lot Number	24
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3003
Census Tract	430101

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7863 SUMMERPOINTE PL, CASTRO VALLEY, CA 94552-5315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA
Aug 14, 2017	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	202375932
Prior Transfer Date	Oct 12, 2020
Prior Transfer Doc	0000282107
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 5, 2023
Property Address	7863 SUMMERPOINTE PL, CASTRO VALLEY, CA 94552-5315
Document Number	0000075932
Map Reference	MB 214 PG 74-80
Instrument Date	Jun 29, 2023
Instrument	2023075932
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7863 SUMMERPOINTE PL, CASTRO VALLEY, CA 94552-5315

Mortgage

Document Number	0000075933
Date	Jul 5, 2023
Instrument	2023075933

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Max Rate	11.5%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 22, 2020
Property Address	7863 SUMMERPOINTE PL, CASTRO VALLEY, CA 94552-5315
Document Number	0000282107
Map Reference	MB 214 PG 74-80
Instrument Date	Oct 12, 2020
Instrument	2020282107
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7863 SUMMERPOINTE PL, CASTRO VALLEY, CA 94552-5315

Mortgage

Document Number	0000282108
Date	Oct 22, 2020
Instrument	2020282108

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 14, 2017
Property Address	7863 SUMMERPOINTE PL, CASTRO VALLEY, CA 94552-5315
Document Number	0000177078
Map Reference	MB214 PG74-80
Instrument Date	Aug 10, 2017
Instrument	2017177078
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7863 SUMMERPOINTE PL, CASTRO VALLEY, CA 94552-5315

Mortgage

Document Number	0000177079
Date	Aug 14, 2017
Instrument	2017177079

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$943,000 (-15.03%) Land $285,000 Building $665,000
2025	$13,882.00 (+33.19%) Homeowner's exemption	$1,109,760 (+35.66%) Land $332,928 Building $776,832
2023	$10,423.00 (+1.94%) Homeowner's exemption	$818,034 (+2%) Land $245,410 Building $572,624	$955,890
2022	$10,225.00 Homeowner's exemption	$801,997 Land $240,599 Building $561,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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