7863 S Locust Ct, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 7863 S Locust Ct, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,938 sqft · built 1982
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Mar 2026)
Tax Bill	$7,236 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2075-32-2-11-019`

Property Details

APN / Parcel Number

Primary APN	`2075-32-2-11-019`
Alternative APNs	`031906890` `31906890` `906890`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,938 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,047 sqft
2nd Floor Area	910 sqft
Basement Area	1,033 sqft
Finished Basement	981 sqft
Unfinished Basement	52 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	150 ft deep x 70 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	65 sqft
Deck Area	96 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031906890
Street Address	7863 S LOCUST CT
City	CENTENNIAL
State	CO
Zip	80112-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 034559 SUBDIVISIONNAME HOMESTEAD FARM 4TH FLG BLOCK 000 LOT 019 LOT 19 HOMESTEAD FARM 4TH FLG
Legal Range	67W
Legal Township	5S
Legal Section	32
Legal Quarter	2
Legal Subdivision	HOMESTEAD FARM 4TH FLG
Legal Block	1
Legal Lot Number	19
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	1
Census Block	1010
Census Tract	6708

Owner

7863 S Locust Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Arapahoe County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 17, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 1, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST WSTRN TR BK
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Aug 31, 2017 · Amount on File
Deed Document Number	202620386
Prior Transfer Date	Mar 1, 1982
Prior Transfer Doc	3597000674
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Recording Date	Aug 13, 2026
Property Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426
Document Number	0000056316
Instrument Date	Aug 7, 2026
Instrument	202656316
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426

Mortgage

Document Number	0000056316,
Date	Aug 13, 2026
Instrument	202656316

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426

Mortgage

Document Number	00E5042706
Date	Jun 17, 2025
Instrument	E5042706

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 30, 2026
Property Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426
Document Number	00E6020386
Instrument Date	Mar 27, 2026
Instrument	E6020386
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	EXACT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426

Mortgage

Document Number	00E6020387
Date	Mar 30, 2026
Instrument	E6020387

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D7048383
Date	May 1, 2017
Instrument	D7048383

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Nov 30, 2017
Property Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426
Document Number	00D7135776
Instrument Date	Nov 29, 2017
Instrument	D7135776
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7873 S LOCUST CT CENTENNIAL CO 801122426, CENTENNIAL, CO 80112-2426

Mortgage

Document Number	D7135777
Date	Nov 30, 2017
Instrument	D7135777

Lender

Name	FIRST WSTRN TR BK
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Aug 31, 2017
Property Address	7863 S LOCUST CT, CENTENNIAL, CO 80112-2426
Document Number	00D7100014
Instrument Date	Aug 31, 2017
Instrument	D7100014
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7863 S LOCUST CT CENTENNIAL CO 801122426, CENTENNIAL, CO 80112-2426

Mortgage

Document Number	D7100015
Date	Aug 31, 2017
Instrument	D7100015

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7863 S Locust Ct was $7,236, up 5.6% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,032 (+0.28%)	$894,000 (-) Land $310,000 Building $584,000
2025	$7,236.00 (+5.62%)	$55,875	$894,000 Land $310,000 Building $584,000
2024	$6,851.00
2023		$58,752	$931,900 Land $295,000 Building $636,900
2021	$5,393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7863 S Locust Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7863 S Locust Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024
Also Mapped Here	SOUTHGATE WSD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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