7862 Teinila Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 7862 Teinila Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,408 sqft · built 1965
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2023)
Tax Bill	$2,206 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`565-0010-02300`

Property Details

APN / Parcel Number

Primary APN	`565-0010-02300`
Alternative APNs	`1016804` `1158948`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,408 sqft Gross Area
1st Floor Area	1,408 sqft
Basement Area	352 sqft
Finished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	1,632 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Storage Building	130 sqft
Pole Barn	1,260 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1158948
Street Address	7862 TEINILA RD
City	EMBARRASS
State	MN
Zip	55732-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NE 1/4 OF NW 1/4 SERIAL #
Legal Range	14W
Legal Township	60N
Legal Section	15
Legal Subdivision	WAASA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WAASA
Census Block Group	1
Census Block	1019
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7862 TEINILA RD, EMBARRASS, MN 55732-8150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Closed-End Mortgage EMBARRASS VERMILLION FCU
Dec 5, 2023	Warranty Deed, Transfer NORTHEAST TITLE COMPANY
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAYO EMPLOYEES FCU
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAYO EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	20231479149
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7862 TEINILA RD, EMBARRASS, MN 55732-8150
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7862 TEINILA RD, EMBARRASS, MN 55732-8150

Mortgage

Document Number	0001522865
Date	Nov 24, 2025
Instrument	1522865

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 6, 2030

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 5, 2023
Property Address	7862 TEINILA RD, EMBARRASS, MN 55732-8150
Document Number	0001479149
Instrument Date	Nov 3, 2023
Instrument	1479149
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7862 TEINILA RD, EMBARRASS, MN 55732-8150

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7862 TEINILA RD, EMBARRASS, MN 55732-8150
Document Number	00A1335071
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7862 TEINILA RD EMBARRASS MN 557328150, EMBARRASS, MN 55732-8150

Mortgage

Document Number	00A1335071
Date	Jun 21, 2018
Instrument	A1335071

Lender

Name	MAYO EMPLOYEES FCU
Address	130 23RD AVE SW, ROCHESTER, MN 55902-0994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2033

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7862 TEINILA RD, EMBARRASS, MN 55732-8150
Document Number	00A1308719
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7862 TEINILA RD EMBARRASS MN 557328150, EMBARRASS, MN 55732-8150

Mortgage

Document Number	00A1308719
Date	May 5, 2017
Instrument	A1308719

Lender

Name	MAYO EMPS CU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Waasa Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,206.00 (+50.89%) Homeowner's exemption
2025	$1,462.00 (+0.97%) Homeowner's exemption	$307,000 (+29.59%) Land $49,300 Building $257,700	$307,000 (+29.59%) Land $49,300 Building $257,700
2024		$236,900 (+28.19%) Land $50,500 Building $186,400	$236,900 (+28.19%) Land $50,500 Building $186,400
2023	$1,448.00 Homeowner's exemption
2022		$184,800 Land $43,400 Building $141,400	$184,800 Land $43,400 Building $141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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