7862 Spring Hill Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7862 Spring Hill Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,365 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,345 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18181`

Property Details

APN / Parcel Number

Primary APN	`18181`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,365 sqft Living Area
Gross Area	4,423 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	500 sqft
Porch	Open Porch
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7862 SPRING HILL RD
City	GLOUCESTER
State	VA
Zip	23061-5264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	WAN
Legal Subdivision	PLAT: PB21 703
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2018
Census Tract	100201

Owner

Source: Gloucester County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7862 SPRING HILL RD, GLOUCESTER, VA 23061-5264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 14, 1988
Deed Sale	Mar 14, 1988
Deed Document Number	0000344152
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7862 SPRING HILL RD, GLOUCESTER, VA 23061-5264
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000245
Date	Jan 18, 2017
Instrument	170000245

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	412 Months
Due	May 28, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,345.00 (+5.32%)	$544,810 (-) Land $59,500 Building $485,310	$544,810 (-) Land $59,500 Building $485,310
2024	$3,176.00	$544,810 (-) Land $59,500 Building $485,310	$544,810 (-) Land $59,500 Building $485,310
2023	$3,176.00 (-0.63%)	$544,810 (+23.56%) Land $59,500 Building $485,310	$544,810 (+23.56%) Land $59,500 Building $485,310
2022	$3,196.00	$440,920 Land $46,000 Building $394,920	$440,920 Land $46,000 Building $394,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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