7862 Saint Clair Hwy, Casco, MI 48064 Property Records

St. Clair County property record for 7862 Saint Clair Hwy, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Mar 2019)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-001-4004-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-001-4004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	227 ft deep x 322 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7862 SAINT CLAIR HWY
City	CASCO
State	MI
Zip	48064-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	S 270' OF W 325' OF W 1/2 OF E 1/2 OF SW 1/4 2 A T4N R15E SEC 01
Legal Range	15E
Legal Township	04N
Legal Section	01
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2007
Census Tract	651100

Owner

Source: St. Clair County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7862 SAINT CLAIR HWY, CASCO, MI 48064-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CREDIT UNION
Mar 12, 2019	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	20194336
Deed Book / Page	5036 / 983
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 24, 2026
Property Address	7862 SAINT CLAIR HWY, CASCO, MI 48064-1524
Document Number	0005918409
Book / Page	5918 / 409
Instrument Date	Apr 9, 2026
Instrument	20268545
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7862 SAINT CLAIR HWY, CASCO, MI 48064-1524

Mortgage

Document Number	0000008545,
Date	Apr 24, 2026
Book Page	5918/409
Instrument	20268545

Lender

Name	CHRISTIAN FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 12, 2019
Property Address	7862 SAINT CLAIR HWY, CASCO, MI 48064-1524
Document Number	0005036983
Book / Page	5036 / 983
Instrument Date	Feb 26, 2019
Instrument	2019004336
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29090 BAY POINTE DR, CHESTERFIELD, MI 48047-6031

Mortgage

Document Number	2019004337
Date	Mar 12, 2019
Instrument	2019004337

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7862 SAINT CLAIR HWY, CASCO, MI 48064-1524
Document Number	0049050014
Book / Page	004905 / 000014
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7862 SAINT CLAIR HWY CASCO MI 480641524, CASCO, MI 48064-1524

Mortgage

Document Number	0049050014
Date	Jan 8, 2018
Book Page	004905/000014

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00 (-28.48%) Homeowner's exemption	$129,500 (+8.37%)
2024	$2,791.00 (+6.49%)		$259,000 (+8.37%)
2023		$119,500
2022	$2,621.00		$239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Clair Hwy

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures