7862 Rte 98, Arcade, NY 14009 Property Records

Wyoming County and Arcade Town property record for 7862 Rte 98, Arcade, NY 14009

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	9,100 sqft · built 2021
Lot Size	1.37 acres (59,677 sqft)
Owner	Company Name on Record
Last Sale	$1,570,000 (Nov 2021)
Tax Bill	$12,929 (2022)
Deeds & Mortgages	May 2021 Refinance Nov 2021 Sale & Mortgage
APN	`562089 193.-2-6`

Property Details

APN / Parcel Number

Primary APN	`562089 193.-2-6`
Alternative APNs	`208919300000020060000000` `562089 193.-2-6.2`

Interior

Stories	1 Story
Building Area	9,100 sqft Gross Area

Exterior

Year Built	Built 2021
Lot Area	59,677 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	208919300000020060000000
Street Address	7862 ROUTE 98
City	ARCADE
State	NY
Zip	14009-9601
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	R1
Legal Description	LOT:6.002 BLK:2 SEC:193.00 DIST:562089 CITY/MUNI/TWP:ARCADE (TOV)
Legal Block	2
Legal Lot Number	6.002
Jurisdiction	WYOMING NY
Township / Civil Division	ARCADE
Census Block Group	3
Census Block	3029
Census Tract	971000

Owner

Source: Wyoming County and Arcade Town records, as of March 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 366, WALDEN, NY 12586-0366
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Nov 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	0000807499
Deed Book / Page	807 / 499
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	7862 ROUTE 98, ARCADE, NY 14009-9601
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009860183
Date	May 18, 2021
Book Page	986/183
Instrument	1873

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	Nov 15, 2021
Property Address	7862 ROUTE 98, ARCADE, NY 14009-9601
Document Number	0008070499
Book / Page	807 / 499
Instrument Date	Nov 5, 2021
Instrument	4503
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 ORANGE AVE, WALDEN, NY 12586-2029

Mortgage

Document Number	0000004504
Date	Nov 15, 2021
Instrument	4504

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wyoming County and Arcade Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Wyoming County
County Subdivision	Arcade Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$1,096,000 (-) Land $19,000 Building $1,077,000	$1,217,778 (+6.67%) Land $21,111 Building $1,196,667
2022	$12,929.00	$1,096,000 Land $19,000 Building $1,077,000	$1,141,667 Land $19,792 Building $1,121,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1989–1998)
Most Recent Claim	Jun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADE VILLAGE serves 2,630 people · EPA ID NY6000608
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Armstrong.

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