Montgomery County property record for 7862 Oracle Pl, Potomac, MD 20854
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,521 sqft · built 1989 |
| Lot Size | 0.047 acres (2,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Mar 2024) |
| Tax Bill | $9,762 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02797837 |
| Primary APN | 10-02797837 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,521 sqft Living Area |
| Gross Area | 2,911 sqft |
| 1st Floor Area | 1,015 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 2,040 sqft (0.047 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02797837 |
|---|---|
| Street Address | 7862 ORACLE PL |
| City | POTOMAC |
| State | MD |
| Zip | 20854-4029 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | BELLS MILL SPRINGS |
| Legal Subdivision | BELLS MILL SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 706010 |
7862 Oracle Pl, a townhouse, is owned and occupied by two individuals who bought it in March 2024.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7862 ORACLE PL, POTOMAC, MD 20854-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 2, 2021 | Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU |
| Feb 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE DEPARTMENT FCU |
| Dec 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on File |
| Deed Sale | Mar 1, 2024 · Amount on File |
| Prior Sale | Jul 2, 2021 · Amount on File |
| Deed Book / Page | 67787 / 219 |
| Prior Transfer Date | Nov 14, 2019 |
| Prior Transfer Doc | 0586640143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 1, 2024 |
| Property Address | 7862 ORACLE PL, POTOMAC, MD 20854-4029 |
| Document Number | 0677870219 |
| Book / Page | 67787 / 219 |
| Map Reference | MB 150 PL 17085 |
| Instrument Date | Feb 28, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7862 ORACLE PL, POTOMAC, MD 20854-4029 |
| Document Number | 0067787229 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 67787/229 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 2, 2021 |
| Property Address | 7862 ORACLE PL, POTOMAC, MD 20854-4029 |
| Document Number | 0634180096 |
| Book / Page | 63418 / 96 |
| Map Reference | MB 150 PL 17085 |
| Instrument Date | Jun 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | PEAK SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,362.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7862 ORACLE PL, POTOMAC, MD 20854-4029 |
| Document Number | 63418103 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 63418/103 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7862 ORACLE PL, POTOMAC, MD 20854-4029 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | CONSTITUTIONS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0571990065 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 57199/065 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 10, 2019 |
| Property Address | 7862 ORACLE PL, POTOMAC, MD 20854-4029 |
| Document Number | 0586640143 |
| Book / Page | 058664 / 000143 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7862 ORACLE PL POTOMAC MD 208544029, POTOMAC, MD 20854-4029 |
The 2025 property tax bill for 7862 Oracle Pl was $9,762, up 5.8% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $833,433 (+3.15%) | $884,300 (+9.44%) Land $375,000 Building $509,300 | |
| 2025 | $9,762.00 (+5.84%) | $808,000 Land $400,000 Building $408,000 | $808,000 Land $400,000 Building $408,000 |
| 2024 | $9,223.00 | ||
| 2023 | $728,600 | $808,000 Land $400,000 Building $408,000 | |
| 2022 | $7,257.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7862 Oracle Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2014–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7862 Oracle Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures