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7862 Kennard Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 7862 Kennard Ln, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,360 sqft · built 2009
Lot Size0.203 acres (8,858 sqft)
Owner2 Individual Names on File
Last Sale$1,049,000 (Dec 2009)
Tax Bill$22,643 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN223-760-026-3

Property Details

APN / Parcel Number

Primary APN223-760-026-3
Alternative APN
  • 223-760-026

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,360 sqft Living Area
1st Floor Area2,176 sqft
2nd Floor Area2,184 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area8,858 sqft (0.203 acres)
Garage TypeAttached
Garage Area809 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7862 KENNARD LN
CitySAN RAMON
StateCA
Zip94582-5387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9144 L851
Legal SubdivisionSUBDIVISION 9144
Legal Tract9144
Legal Lot Number851
JurisdictionCONTRA COSTA CA
Township / Civil DivisionTASSAJARA
Census Block Group1
Census Block1027
Census Tract355126

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7862 KENNARD LN, SAN RAMON, CA 94582-5387
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2009 · Amount on File
Deed SaleDec 14, 2009 · Amount on File
Deed Document Number2009291687
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address7862 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051267
DateMar 17, 2020
Instrument2020-051267
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateApr 1, 2027
Min Rate At Change2.95%
Max Rate At Change10.9%
Index1-Year CMT
Max Rate10.9%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address7862 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7862 KENNARD LN, SAN RAMON, CA 94582-5387

Mortgage

Document Number0000088033
DateMar 24, 2021
Instrument2021-088033
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,380,480 (+2%) Land $420,000 Building $960,480
2025$22,643.00 (-1.86%) Homeowner's exemption$1,353,413 (+4.04%) Land $411,765 Building $941,648
2023$23,071.00 (+2.6%) Homeowner's exemption$1,300,861 Land $395,777 Building $905,084
2022$22,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBLIN SAN RAMON SERVICES DISTRICT
serves 98,776 people · EPA ID CA0110009
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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