7861 Windy Willow Rd, Memphis, TN 38125 Property Records

Shelby County property record for 7861 Windy Willow Rd, Memphis, TN 38125

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,843 sqft · built 2004
Lot Size0.117 acres (5,084 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Jul 2023)
Tax Bill$1,920 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APND0-256T-E0-0038

Property Details

APN / Parcel Number

Primary APND0-256T-E0-0038

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,843 sqft Living Area
Gross Area2,763 sqft
1st Floor Area1,291 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area5,084 sqft (0.117 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area21 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address7861 WINDY WILLOW RD
CityMEMPHIS
StateTN
Zip38125-5735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal DescriptionSS WINDY WILLOW RD SEE MAP D2-56T (TILE# 421 & 436)
Legal SubdivisionSHELBY WOODLANDS PD PH IV
Legal Lot Number282
JurisdictionSHELBY TN
Township / Civil Division12
Census Block Group2
Census Block2005
Census Tract21751

Owner

Source: Shelby County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7861 WINDY WILLOW RD, MEMPHIS, TN 38125-5735
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Warranty Deed, Transfer · Conventional Mortgage
PARAGON BANK
Aug 29, 2022Deed of Trust, Mortgage · FHA Mortgage
TENNESSEE HOUSING DEVELOPMENT AGENCY
Aug 1, 2019Warranty Deed, Transfer · FHA Mortgage
GUILD MTG
Feb 6, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK NW NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2023 · Amount on Record
Deed SaleJul 11, 2023 · Amount on Record
Prior SaleAug 1, 2019 · Amount on Record
Deed Document Number202356579
Prior Transfer DateSep 4, 2007
Prior Transfer Doc0000138480
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJul 11, 2023
Property Address7861 WINDY WILLOW RD, MEMPHIS, TN 38125-5735
Document Number0023056579
Map ReferenceMB 207 PG 15
Instrument DateJun 29, 2023
Instrument23056579
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7861 WINDY WILLOW RD, MEMPHIS, TN 38125-5735

Mortgage

Document Number0023056580
DateJul 11, 2023
Instrument23056580
Lender
NamePARAGON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address7861 WINDY WILLOW RD, MEMPHIS, TN 38125-5735
Transaction TypeMortgage
Record UpdatedSep 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7861 WINDY WILLOW RD, MEMPHIS, TN 38125-5735

Mortgage

Document Number0022096491
DateAug 29, 2022
Instrument22096491
Lender
NameTENNESSEE HOUSING DEVELOPMENT AGENCY
TypeGovernment Agency
AddressNASHVILLE, TN 37243
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJun 1, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 1, 2019
Property Address7861 WINDY WILLOW RD, MEMPHIS, TN 38125-5735
Document Number0000077626
Instrument DateJul 12, 2019
Instrument77626
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$621.60
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address7861 WINDY WILLOW RD MEMPHIS TN 381255735, MEMPHIS, TN 38125-5735

Mortgage

Document Number77627
DateAug 1, 2019
Instrument77627
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

Mortgage

Document Number77628,
DateAug 1, 2019
Instrument77628
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address502 DEADERICK ST, NASHVILLE, TN 37243-0200
Agreement
AmountAmount Recorded

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address7861 WINDY WILLOW RD, MEMPHIS, TN 38125-5735
Document Number0000028326
Instrument DateFeb 6, 2018
Transaction TypeMortgage
Record UpdatedMar 30, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 753484 MEMPHIS TN 381753484, MEMPHIS, TN 38175-3484

Mortgage

Document Number0000028326
DateMar 26, 2018
Instrument28326
Lender
NameWELLS FARGO BK NW NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMar 25, 2058
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,920.00 (+18.74%)$71,400 (+49.61%) Land $11,500 Building $59,900$285,600 (+49.61%) Land $46,000 Building $239,600
2023$47,725 Land $8,500 Building $39,225
2022$1,617.00
2021$190,900 Land $34,000 Building $156,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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