78605 Brown Rd, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 78605 Brown Rd, Bruce, MI 48065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,837 sqft · built 2006
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Sep 2004)
Tax Bill	$8,476 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-01-12-100-029`

Property Details

APN / Parcel Number

Primary APN	`14-01-12-100-029`
Alternative APN	`0112100029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,837 sqft Living Area
1st Floor Area	2,402 sqft
Basement Area	2,402 sqft
Unfinished Basement	2,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	1,089 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	78605 BROWN RD
City	BRUCE TWP
State	MI
Zip	48065-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	T5N R12E SEC 12 2002S PARCEL 34 COMM AT N 1/4 COR SEC 12; TH S0152'24"E 919.00 FT TO POB; TH S0152'24"E 264.00 FT; TH S7848'10"W 668.83 FT; TH N0152'24"W 264.00 FT; TH N78*48'10"E 668.83 FT TO POB. 4.00 ACRES
Legal Range	12E
Legal Township	05N
Legal Section	12
Jurisdiction	MACOMB MI
Township / Civil Division	BRUCE
Census Block Group	1
Census Block	1015
Census Tract	214000

Owner

78605 Brown Rd is owned and occupied by two individuals who bought it in September 2004.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78605 BROWN RD, BRUCE TWP, MI 48065-2143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2004 · Amount on File
Deed Sale	Sep 16, 2004 · Amount on File
Deed Document Number	20044205507
Deed Book / Page	15880 / 45
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	78605 BROWN RD, BRUCE TWP, MI 48065-2143
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78605 BROWN RD, BRUCE TWP, MI 48065-2143

Mortgage

Document Number	2102294077
Date	Dec 28, 2021
Book Page	28319/587
Instrument	202102294077

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	78605 BROWN RD, BRUCE TWP, MI 48065-2143
Document Number	0000017192
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78605 BROWN RD BRUCE TWP MI 480652143, BRUCE TWP, MI 48065-2143

Mortgage

Document Number	0000017192
Date	Feb 10, 2020
Book Page	026505/000243
Instrument	17192

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 9, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 78605 Brown Rd was $8,476 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Bruce Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,100	$898,200
2025	$8,476.00
2023		$373,000	$746,000
2022	$7,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78605 Brown Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78605 Brown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Brown Rd

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