7860 Struthers Rd, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 7860 Struthers Rd, Poland, OH 44514

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,656 sqft · built 1996
Lot Size5.63 acres (245,635 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jul 1999)
Tax Bill$10,022 (2025)
Deeds & MortgagesJun 2005 Line of Credit
Mar 2005 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN35-055-0-004.01-0

Property Details

APN / Parcel Number

Primary APN35-055-0-004.01-0
Alternative APN
  • 00015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,656 sqft Living Area
Gross Area6,120 sqft
1st Floor Area2,312 sqft
Upper Floors Area1,344 sqft
Basement Area1,736 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area245,635 sqft (5.63 acres)
Lot Dimensions1,250 ft deep x 60 ft wide
Garage TypeAttached
Garage Area728 sqft
Parking Spaces10 Parking Spaces
PorchOpen Frame Porch
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address7860 STRUTHERS RD
CityPOLAND
StateOH
Zip44514-2362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionLOT 2 60.35 X 1250.24 IRR DUNCAN PLAT 1 STRUTHERS RD
Legal SubdivisionDUNCAN PLAT 1 STRUTHERS RD
Legal Lot Number2
JurisdictionMAHONING OH
Township / Civil DivisionPOLAND
Census Block Group4
Census Block4000
Census Tract811002

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7860 STRUTHERS RD, YOUNGSTOWN, OH 44514-2362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2005Deed of Trust, Mortgage · Line of Credit
SKY BANK
Mar 22, 2005Deed of Trust, Mortgage · Stand-Alone First Mortgage
ABN AMRO MORTGAGE GROUP INC
Jul 13, 2009Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Mar 29, 2013Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 7, 2007Deed of Trust, Mortgage · Line of Credit
SKY BANK
Aug 7, 2019Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 1999 · Amount on Record
Deed SaleJul 8, 1999 · Amount on Record
Deed Document Number19992853
Last Transfer DateDec 8, 2015
Transfer Doc06159/1893
Record UpdatedSep 20, 2026

June 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7860 STRUTHERS RD, POLAND, OH 44514-2362
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7860 STRUTHERS RD, POLAND, OH 44514-2362

Mortgage

Document Number005539/282
DateJun 21, 2005
Book Page5539/282
Instrument200500021774
Lender
NameSKY BANK
TypeBank
Address10 E MAIN ST, SALINEVILLE, OH 43945
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7860 STRUTHERS RD, POLAND, OH 44514-2362
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005516/816
DateMar 22, 2005
Book Page5516/816
Instrument200500009234
Lender
NameABN AMRO MORTGAGE GROUP INC
TypeMortgage Company
Address2600 W BIG BEAVER RD, TROY, MI 48084
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2015

July 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7860 STRUTHERS RD, POLAND, OH 44514-2362
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyRELIANCE TITLE AGENCY INC, RELIABLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number05813/1415
DateJul 13, 2009
Book Page5813/1415
Instrument200900018143
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2019

March 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7860 STRUTHERS RD, POLAND, OH 44514-2362
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyRELIANCE TITLE AGENCY INC, RELIABLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06019/1693
DateMar 29, 2013
Book Page6019/1693
Instrument201300009185
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2023

August 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7860 STRUTHERS RD, POLAND, OH 44514-2362
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7860 STRUTHERS RD, POLAND, OH 44514-2362

Mortgage

Document Number05710/2667
DateAug 7, 2007
Book Page5710/2667
Instrument200700026176
Lender
NameSKY BANK
TypeBank
AddressSALINEVILLE, OH 43945
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMAHONING OH
Recording DateAug 7, 2019
Property Address7860 STRUTHERS RD, POLAND, OH 44514-2362
Document Number06336/1661
Book / Page6336 / 1661
Map ReferenceVOL 90 PG 50
Instrument DateAug 5, 2019
Instrument201900016169
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
County SubdivisionPoland Township
Unified School DistrictPoland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,022.00 (-2.88%)$209,350 (-) Land $22,310 Building $187,040$598,140 (-) Land $63,750 Building $534,390
2024$10,319.00 (+2.35%)$209,350 (-) Land $22,310 Building $187,040
2023$10,082.00 (+7.13%)$209,350 (+28.15%) Land $22,310 Building $187,040$598,140 (+28.16%) Land $63,750 Building $534,390
2022$9,411.00$163,360 Land $17,850 Building $145,510$466,730 Land $51,000 Building $415,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - STRUTHERS
private · serves 58,551 people · EPA ID OH5001611
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Fiber · Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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