Warren County property record for 7860 Saddleback Pl, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,594 sqft · built 1987 |
| Lot Size | 0.283 acres (12,305 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Feb 2026) |
| Tax Bill | $4,627 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-16-477-001-0 |
| Primary APN | 16-16-477-001-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,594 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 242 sqft |
| 2nd Floor Area | 676 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 12,305 sqft (0.283 acres) |
| Garage Type | Attached |
| Garage Area | 254 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 923222 |
|---|---|
| Street Address | 7860 SADDLEBACK PL |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-9391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEK LOT 50 |
| Legal Range | 2 |
| Legal Township | 4 |
| Legal Section | 16 |
| Legal Subdivision | CREEK |
| Legal Block | 22 |
| Legal Lot Number | 50 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 32003 |
Source: Warren County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7860 SADDLEBACK PL, MAINEVILLE, OH 45039-9391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND |
| Dec 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on Record |
| Deed Sale | Feb 5, 2026 · Amount on Record |
| Prior Sale | Apr 21, 2016 · Amount on Record |
| Deed Document Number | 20262965 |
| Prior Transfer Date | Apr 11, 2016 |
| Prior Transfer Doc | 2016010459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7860 SADDLEBACK PL, MAINEVILLE, OH 45039-9391 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0000027062 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022-027062 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.99% |
| Index | 1-Year CMT |
| Max Rate | 8.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7860 SADDLEBACK PL, MAINEVILLE, OH 45039-9391 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 7860 SADDLEBACK PL, MAINEVILLE, OH 45039-9391 |
| Document Number | 0000030718 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025-030718 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Apr 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Feb 5, 2026 |
| Property Address | 7860 SADDLEBACK PL, MAINEVILLE, OH 45039-9391 |
| Document Number | 0000002965 |
| Map Reference | MB 9 PG 75-77 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2026-002965 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | UNKNOWN, RAPID TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7860 SADDLEBACK PL, MAINEVILLE, OH 45039-9391 |
| Document Number | 0000002966 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026-002966 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Deerfield Township |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,627.00 (-1.91%) | $91,360 (+25.6%) Land $26,250 Building $65,110 | $261,020 (+25.59%) Land $75,000 Building $186,020 |
| 2024 | $4,717.00 (+12.85%) | ||
| 2023 | $4,180.00 (+1.6%) Homeowner's exemption | $72,741 (-) Land $15,068 Building $57,673 | |
| 2022 | $4,114.00 Homeowner's exemption | $72,741 Land $15,068 Building $57,673 | $207,830 (-) Land $43,050 Building $164,780 |
| 2021 | $207,830 Land $43,050 Building $164,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1996–2001) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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