7860 Proctor Rd, Painesville, OH 44077 Property Records

Lake County property record for 7860 Proctor Rd, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,244 sqft · built 1972
Lot Size	0.96 acres (41,800 sqft)
Owner	2 Individual Names on File
Last Sale	$142,500 (Aug 2016)
Tax Bill	$5,561 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-A-002-A-00-016-0`

Property Details

APN / Parcel Number

Primary APN	`07-A-002-A-00-016-0`
Alternative APN	`D 87`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,800 sqft (0.96 acres)
Lot Dimensions	380 ft deep x 110 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	112 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	180 sqft
Canopy	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7860 PROCTOR RD
City	PAINESVILLE
State	OH
Zip	44077-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 6
Legal Subdivision	SUNSHINE ACRES SUBDIVISION
Legal Block	2
Legal Lot Number	6
Jurisdiction	LAKE OH
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2012
Census Tract	205200

Owner

7860 Proctor Rd is owned and occupied by two individuals who bought it in August 2016.

Source: Lake County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · VA Mortgage HUNTINGTON NATIONAL BANK
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 4, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 24, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2016 · Amount on File
Deed Sale	Aug 19, 2016 · Amount on File
Prior Sale	Aug 23, 2007 · Amount on File
Deed Document Number	201621575
Prior Transfer Date	Jun 8, 2004
Prior Transfer Doc	0000027102
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Sep 30, 2026
Property Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738
Document Number	0000022393
Instrument Date	Sep 24, 2026
Instrument	202622393
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738

Mortgage

Document Number	0000022393,
Date	Sep 30, 2026
Instrument	202622393

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738

Mortgage

Document Number	0000020873
Date	Jul 27, 2022
Instrument	2022R020873

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738

Mortgage

Document Number	0000010551
Date	Jun 4, 2024
Instrument	2024R010551

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002766
Date	Feb 5, 2018
Instrument	2018R002766

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7860 PROCTOR RD, PAINESVILLE, OH 44077-9738
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031899
Date	Dec 24, 2019
Instrument	2019R031899

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Leroy Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,090 Land $12,710 Building $66,380	$225,970 Land $36,320 Building $189,650
2023	$5,561.00 (+86.49%) Homeowner's exemption	$56,660 (-) Land $9,980 Building $46,680
2022	$2,982.00 Homeowner's exemption	$56,660 Land $9,980 Building $46,680
2021			$161,860 Land $28,500 Building $133,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7860 Proctor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7860 Proctor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Zito Media.

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