786 Webb Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 786 Webb Rd, Ellenboro, NC 28040

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,016 sqft · built 2021
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1655112`

Property Details

APN / Parcel Number

Primary APN	`1655112`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2021
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	786 WEBB RD
City	ELLENBORO
State	NC
Zip	28040-8398
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PL42-177
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COLFAX
Census Block Group	3
Census Block	3030
Census Tract	961002

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	786 WEBB RD, ELLENBORO, NC 28040-8398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	0020522869
Deed Book / Page	2052 / 2869
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 14, 2021
Property Address	786 WEBB RD, ELLENBORO, NC 28040-8398
Document Number	0020522869
Book / Page	2052 / 2869
Map Reference	MB 42 PG 177
Instrument Date	Oct 4, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 WEBB RD, ELLENBORO, NC 28040-8398

Mortgage

Document Number	0020522872
Date	Oct 14, 2021
Instrument	2052/2872

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$239,100 Land $22,500 Building $216,600	$239,100 Land $22,500 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20