Rutherford County property record for 786 Washington St, Forest City, NC 28043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 981 sqft · built 1928 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Oct 2020) |
| Tax Bill | $787 (2022) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Sep 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 0423337 |
| Primary APN | 0423337 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 981 sqft Heated Area |
| Gross Area | 816 sqft |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 26,136 sqft (0.6 acres) |
| Porch | Porch |
| Porch Area | 297 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 8299 |
|---|---|
| Old Parcel Number | 0423337 |
| Street Address | 786 WASHINGTON ST |
| City | FOREST CITY |
| State | NC |
| Zip | 28043-9452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15ETJ |
| Legal Description | HOWARD NEIGHBORS PROP LO21-23 PL6-32 |
| Legal Subdivision | HOWARD NEIGHBORS PROP |
| Legal Block | 3 |
| Legal Lot Number | 21,23 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COOL SPRING |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 960800 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 786 WASHINGTON ST, FOREST CITY, NC 28043-9452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 11, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2019 · Amount on Record |
| Deed Document Number | 0020374529 |
| Deed Book / Page | 2037 / 4529 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Oct 13, 2020 |
| Property Address | 786 WASHINGTON ST, FOREST CITY, NC 28043-9452 |
| Document Number | 0020374529 |
| Book / Page | 2037 / 4529 |
| Map Reference | MB 236 PG 129 |
| Instrument Date | Oct 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 WATERGLYN WAY, 438, NEBO, NC 28761-6714 |
| Name | Verified Name |
|---|---|
| Address | 786 WASHINGTON ST, FOREST CITY, NC 28043-9452 |
| Document Number | 0020374531 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2037/4531 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Sep 11, 2019 |
| Property Address | 786 WASHINGTON ST, FOREST CITY, NC 28043-9452 |
| Document Number | 0020254070 |
| Book / Page | 002025 / 004070 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 2716 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 438 WATERGLYN WAY NEBO NC 287616714, NEBO, NC 28761-6714 |
| Investor | Possibly a Property Investor |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $166,500 Land $18,000 Building $148,500 | $166,500 Land $18,000 Building $148,500 | |
| 2022 | $787.00 | ||
| 2021 | $787.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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