Troup County property record for 786 Vernon Ferry Rd, Lagrange, GA 30240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Dec 2019) |
| Tax Bill | $2,280 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage May 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0813-000-154 |
| Primary APN | 0813-000-154 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 520 sqft |
| Carport | Carport |
| Carport Area | 520 sqft |
| Porch | Slab |
| Porch Area | 87 sqft |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Account Number | 16631 |
|---|---|
| Street Address | 786 VERNON FERRY RD |
| City | LAGRANGE |
| State | GA |
| Zip | 30240-8968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SU-R |
| Legal Description | 786 VERNON FERRY RD/LOT 41 SEC 4 VERNON FERR |
| Legal Subdivision | VERNON FERRY ESTATES (I-IV) |
| Legal Lot Number | 41 |
| Jurisdiction | TROUP GA |
| Township / Civil Division | LAGRANGE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 960300 |
786 Vernon Ferry Rd is owned and occupied by an individual who bought it in December 2019.
Source: Troup County records, as of February 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 786 VERNON FERRY RD, LAGRANGE, GA 30240-8968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2019 | Grant Deed, Transfer · Conventional with PMI KINETIC FCU |
| May 13, 2019 | Grant Deed, Construction Loan · Construction Mortgage SYNOVUS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on File |
| Deed Sale | Dec 9, 2019 · Amount on File |
| Prior Sale | May 9, 2019 · Amount on File |
| Deed Document Number | 20192457 |
| Deed Book / Page | 2007 / 507 |
| Prior Transfer Date | Nov 13, 1979 |
| Prior Transfer Doc | 0367000831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TROUP GA |
| Recording Date | Dec 10, 2019 |
| Property Address | 786 VERNON FERRY RD, LAGRANGE, GA 30240-8968 |
| Document Number | 0020070507 |
| Book / Page | 002007 / 000507 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 VERNON FERRY RD LAGRANGE GA 302408968, LAGRANGE, GA 30240-8968 |
| Document Number | 20070509 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 002007/000509 |
| Name | KINETIC FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, GA 31901 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 9, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TROUP GA |
| Recording Date | May 13, 2019 |
| Property Address | 786 VERNON FERRY RD, LAGRANGE, GA 30240-8968 |
| Document Number | 0019750219 |
| Book / Page | 001975 / 000219 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 VERNON FERRY RD LAGRANGE GA 302408968, LAGRANGE, GA 30240-8968 |
| Document Number | 19760241 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 001976/000241 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 12, 2020 |
The 2025 property tax bill for 786 Vernon Ferry Rd was $2,280.
Source: Troup County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Troup County |
| Unified School District | Troup County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,280.00 | $83,600 Land $14,000 Building $69,600 | $209,000 Land $35,000 Building $174,000 |
| 2023 | $1,808.00 | $66,320 Land $10,000 Building $56,320 | $165,800 Land $25,000 Building $140,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 786 Vernon Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 13, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 786 Vernon Ferry Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE serves 41,852 people · EPA ID GA2850001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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