786 Terrapin Ct, Concord, CA 94518 Property Records

Contra Costa County property record for 786 Terrapin Ct, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 1973
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$705,500 (Jul 2018)
Tax Bill	$9,619 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-433-023-6`

Property Details

APN / Parcel Number

Primary APN	`134-433-023-6`
Alternative APN	`134-433-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1984
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	786 TERRAPIN CT
City	CONCORD
State	CA
Zip	94518-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 3967 LOT 76
Legal Subdivision	CONCORD
Legal Tract	3967
Legal Lot Number	76
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	337300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	786 TERRAPIN CT, CONCORD, CA 94518-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 5, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Dec 8, 2014
Deed Document Number	2018114771
Prior Transfer Date	Mar 17, 1997
Prior Transfer Doc	0000055333
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 19, 2018
Property Address	786 TERRAPIN CT, CONCORD, CA 94518-2234
Document Number	0000114771
Map Reference	MB 144 PG 31-37
Instrument Date	Jul 14, 2018
Instrument	2018-114771
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 TERRAPIN CT, CONCORD, CA 94518-2234

Mortgage

Document Number	0000114772
Date	Jul 19, 2018
Instrument	2018-114772

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	786 TERRAPIN CT, CONCORD, CA 94518-2234
Document Number	0000063340
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	786 TERRAPIN CT CONCORD CA 945182234, CONCORD, CA 94518-2234

Mortgage

Document Number	0000063340
Date	Apr 12, 2017
Instrument	63340

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	786 TERRAPIN CT, CONCORD, CA 94518-2234
Document Number	0000115732
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	786 TERRAPIN CT CONCORD CA 945182234, CONCORD, CA 94518-2234

Mortgage

Document Number	0000115732
Date	Jun 28, 2017
Instrument	115732

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$802,731 (+2%) Land $489,263 Building $313,468
2025	$9,619.00 (+4.47%) Homeowner's exemption	$786,992 (+4.04%) Land $479,670 Building $307,322
2023	$9,207.00 (+1.28%) Homeowner's exemption	$756,435 Land $461,045 Building $295,390
2022	$9,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom.

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