Henderson County property record for 786 Stepp Rd, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,428 sqft · built 1951 |
| Lot Size | 45.1 acres (1,964,992 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,042 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 9671310599 |
| Primary APN | 9671310599 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,428 sqft Heated Area |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 168 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,964,992 sqft (45.1 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9907222 |
|---|---|
| Street Address | 786 STEPP RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-6592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9907222~R2 |
| Legal Description | SR1560 ON STEPP RD |
| Legal Tract | 1 |
| Legal Block | 31 |
| Legal Lot Number | 599 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 930401 |
786 Stepp Rd is held in a trust since February 2022.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 818 STEPP RD, HENDERSONVILLE, NC 28792-6593 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Intrafamily Transfer, Transfer |
| Nov 1, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2022 |
| Transfer Doc | 0038960497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Apr 8, 2022 |
| Property Address | 786 STEPP RD, HENDERSONVILLE, NC 28792-6592 |
| Document Number | 0038960497 |
| Book / Page | 3896 / 497 |
| Map Reference | SL 4450 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 977434 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 457 LOCUST GROVE RD, 457, HENDERSONVILLE, NC 28792-8294 |
| Name | Verified Name |
|---|---|
| Address | 457 LOCUST GROVE RD, HENDERSONVILLE, NC 28792-8294 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Nov 1, 2021 |
| Property Address | 786 STEPP RD, HENDERSONVILLE, NC 28792-6592 |
| Document Number | 0038130099 |
| Book / Page | 3813 / 99 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 966331 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 765 STEPP RD, HENDERSONVILLE, NC 28792-6592 |
The 2025 property tax bill for 786 Stepp Rd was $3,042.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,300 (-) Land $456,300 Building $101,000 | ||
| 2025 | $3,042.00 | $557,300 Land $456,300 Building $101,000 | |
| 2023 | $557,300 Land $456,300 Building $101,000 | $557,300 Land $456,300 Building $101,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 Stepp Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 Stepp Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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