Kane County property record for 786 Spring St, Aurora, IL 60505 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,489 sqft Living Area |
| Lot Size | 8,168 sqft (0.188 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2017) |
| Tax Bill | $3,661.00 (2025) |
| Primary APN | 15-23-354-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,489 sqft Living Area |
| Gross Area | 3,396 sqft Gross Area |
| 1st Floor | 1,489 sqft 1st Floor |
| Basement Area | 1,489 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,168 sqft (0.188 acres) |
| Depth X Width | 165 ft x 49 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 786 SPRING ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-3822 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STEPHENSONS ADDN LOT K BLK 9 |
| Legal Subdivision | STEPHENSONS ADDN |
| Legal Block | 9 |
| Legal Lot Number | K |
| Jurisdiction | KANE IL |
| Minor Civil Division | AURORA |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 853402 |
Source: Kane County records · APN 15-23-354-025
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 786 SPRING ST, AURORA, IL 60505-3822 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 15, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 14, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 22, 2017 | Warranty Deed, Transfer · Stand Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | Jan 17, 1996 · Amount on Record |
| Deed Doc Number | 201743956 |
| Prior Transfer Date | Dec 05, 2014 |
| Prior Transfer Doc | 0000000004 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 786 SPRING ST, AURORA, IL 60505-3822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038674 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022K038674 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 786 SPRING ST, AURORA, IL 60505-3822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 786 SPRING ST B, B, AURORA, IL 60505-3824 |
| Document Number | 0000049688 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025K049688 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 786 SPRING ST, AURORA, IL 60505-3822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 786 SPRING ST, AURORA, IL 60505-3822 |
| Document Number | 0000025995 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 2025K025995 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 786 SPRING ST, AURORA, IL 60505-3822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000051938 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020K051938 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 22, 2017 |
| Property Address | 786 SPRING ST, AURORA, IL 60505-3822 |
| Document Number | 0000043956 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017K043956 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1805 GRANDVIEW PL, MONTGOMERY, IL 60538-3033 |
| Document Number | 0000043958 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017K043958 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHOR |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000043957 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017K043957 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,661.00 (+15.45%) Homeowner's exemption | ||
| 2024 | $58,561 (+22.66%) Land $7,127 Building $51,434 | $175,753 (+22.71%) Land $21,390 Building $154,364 | |
| 2022 | $3,171.00 (+2.19%) Homeowner's exemption | $47,741 (+7.41%) Land $5,810 Building $41,931 | $143,223 (+7.41%) Land $17,430 Building $125,793 |
| 2021 | $3,103.00 Homeowner's exemption | $44,447 Land $5,409 Building $39,038 | $133,341 Land $16,227 Building $117,114 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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