Owen County property record for 786 Shepard Patrick Rd, Spencer, IN 47460
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,320 sqft · built 1995 |
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,700 (Nov 2009) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-07-400-280.000-027 |
| Primary APN | 60-10-07-400-280.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,320 sqft Living Area |
| 1st Floor Area | 2,320 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 228,690 sqft (5.25 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 804 sqft |
| Deck Area | 270 sqft |
| Lean-To | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001026294 |
|---|---|
| Street Address | 786 SHEPARD PATRICK RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SW SE S7 T10 R3 5.25A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 7 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 955701 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 786 SHEPARD PATRICK RD, SPENCER, IN 47460-7124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2009 · Amount on Record |
| Deed Sale | Nov 5, 2009 · Amount on Record |
| Prior Sale | Sep 17, 2007 · Amount on Record |
| Deed Document Number | 2009181712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 786 SHEPARD PATRICK RD, SPENCER, IN 47460-7124 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 220396 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 220396 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 (-12.27%) Homeowner's exemption | $367,000 (+13.73%) Land $32,900 Building $334,100 | $367,000 (+13.73%) Land $32,900 Building $334,100 |
| 2024 | $2,714.00 (+5.81%) | ||
| 2023 | $2,565.00 (+2.72%) | $322,700 Land $27,600 Building $295,100 | $322,700 Land $27,600 Building $295,100 |
| 2022 | $2,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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