Cumberland County and Sebago Town property record for 786 Sebago Rd, Sebago, ME 04029
| Details | 858 sqft |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,000 (2025) |
| Deeds & Mortgages | Dec 2022 Refinance Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SEBA M:028 L:008 |
| Primary APN | SEBA M:028 L:008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 858 sqft Total Area |
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Account Number | 1749 |
|---|---|
| Street Address | 786 SEBAGO RD |
| City | SEBAGO |
| State | ME |
| Zip | 04029 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Lot Number | 8 |
| Jurisdiction | SEBAGO ME |
| Township / Civil Division | SEBAGO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 16500 |
786 Sebago Rd is owned by two individuals.
Source: Cumberland County and Sebago Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 46, SEBAGO, ME 04029-0046 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Oct 17, 2019 | Deed of Trust, Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBAGO ME |
| Property Address | 786 SEBAGO RD, SEBAGO, ME 04029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0398800083 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 39880/83 |
| Instrument | 59231 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBAGO ME |
| Property Address | 786 SEBAGO RD, SEBAGO, ME 04029 |
| Document Number | 0360940064 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 786 SEBAGO RD SEBAGO ME 04029, SEBAGO, ME 04029 |
| Document Number | 0360940064 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 036094/000064 |
| Instrument | 53329 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 21, 2034 |
The 2025 property tax bill for 786 Sebago Rd was $3,000.
Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Sebago Town |
| Unified School District | Sebago Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,000.00 | $202,159 Land $102,000 Building $100,159 |
| 2023 | $2,624.00 (+24.83%) | $202,159 (-) Land $102,000 Building $100,159 |
| 2022 | $2,102.00 | $202,159 Land $102,000 Building $100,159 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 786 Sebago Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 Sebago Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sebago Fiber & WiFi Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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