786 S Cherry St, Gardner, KS 66030 Property Records

Johnson County property record for 786 S Cherry St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,660 sqft · built 2013
Lot Size	0.389 acres (16,921 sqft)
Owner	Individual Name on Record
Last Sale	$254,700 (Jan 2018)
Tax Bill	$5,875 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CP73650000-0010`

Property Details

APN / Parcel Number

Primary APN	`CP73650000-0010`
Alternative APNs	`0461372503404003000` `R201730`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,660 sqft Living Area
Gross Area	4,078 sqft
1st Floor Area	1,560 sqft
Basement Area	1,524 sqft
Finished Basement	1,100 sqft
Unfinished Basement	424 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	16,921 sqft (0.389 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	125 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R201730
Street Address	786 S CHERRY ST
City	GARDNER
State	KS
Zip	66030-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLUM CREEK MANOR LT 10 GAC 111 10
Legal Subdivision	PLUM CREEK MANOR
Legal Lot Number	10
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1010
Census Tract	53703

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	786 S CHERRY ST, GARDNER, KS 66030-8132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Nov 3, 2016	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jan 27, 2020	Intrafamily Transfer, Transfer
Jan 4, 2018	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Oct 8, 2013	Warranty Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Prior Sale	Oct 8, 2013 · Amount on Record
Deed Book / Page	201801 / 1162
Last Transfer Date	Jan 25, 2020
Transfer Doc	202001/006957
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	786 S CHERRY ST, GARDNER, KS 66030-8132
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001/008071
Date	Jan 30, 2020
Book Page	202001/008071

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	786 S CHERRY ST, GARDNER, KS 66030-8132
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201611/001404
Date	Nov 3, 2016
Book Page	201611/001404

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2046

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON KS
Recording Date	Jan 27, 2020
Property Address	786 S CHERRY ST, GARDNER, KS 66030-8132
Document Number	202001/006957
Book / Page	202001 / 006957
Instrument Date	Jan 25, 2020
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jan 4, 2018
Property Address	786 S CHERRY ST, GARDNER, KS 66030-8132
Document Number	201801/001162
Book / Page	201801 / 001162
Instrument Date	Jan 2, 2018
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	FIRST UNITED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801001258
Date	Jan 4, 2018
Instrument	201801/001258

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Oct 8, 2013
Property Address	786 S CHERRY ST, GARDNER, KS 66030-8132
Document Number	201310/002814
Book / Page	201310 / 002814
Instrument Date	Sep 30, 2013
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201310080002816
Date	Oct 8, 2013
Instrument	201310080002816

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,875.00 (-1.59%)	$48,001 (-0.69%) Land $8,348 Building $39,653	$417,400 (-0.69%) Land $72,590 Building $344,810
2024	$5,970.00 (+15.76%)	$48,335 (+18.36%) Land $8,348 Building $39,987	$420,300 (+18.36%) Land $72,590 Building $347,710
2023	$5,157.00 (+5.07%)	$40,837 (+6.26%) Land $8,348 Building $32,489	$355,100 (+6.25%) Land $72,590 Building $282,510
2022	$4,908.00	$38,433 Land $6,954 Building $31,479	$334,200 Land $60,470 Building $273,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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