786 S 820 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 786 S 820 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,496 sqft · built 1996
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Mar 1999)
Tax Bill	$2,735 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-400-0037`

Property Details

APN / Parcel Number

Primary APN	`46-400-0037`
Alternative APN	`067870`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	1,496 sqft
Basement Area	1,478 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	438 sqft
Deck Area	Deck Area
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	067870
Street Address	786 S 820 E
City	SPANISH FORK
State	UT
Zip	84660-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37, MOUNTAIN PARK ESTATES SUBDV. AREA 0.209 AC.
Legal Subdivision	PARK ESTATES SUB
Legal Lot Number	37
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1019
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	786 S 820 E, SPANISH FORK, UT 84660-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
May 24, 2017	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA CU
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 1999 · Amount on Record
Deed Sale	Mar 29, 1999 · Amount on Record
Prior Sale	Jun 16, 1998
Deed Document Number	199936459
Deed Book / Page	5028 / 186
Prior Transfer Date	Apr 29, 1998
Prior Transfer Doc	0000042419
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	786 S 820 E, SPANISH FORK, UT 84660-2479
Transaction Type	Mortgage
Record Updated	Jun 5, 2023
Title Company	STEWART TITLE-OMAHA, STEWART TITLE OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033869
Date	May 26, 2023
Instrument	33869:2023

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	786 S 820 E, SPANISH FORK, UT 84660-2479
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049818
Date	May 24, 2017
Instrument	049818:2017

Lender

Name	MOUNTAIN AMERICA CU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	786 S 820 E, SPANISH FORK, UT 84660-2479
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187909
Date	Nov 25, 2020
Instrument	187909:2020

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,175 (+0.43%)	$518,500 (+0.43%) Land $182,700 Building $335,800
2025	$2,735.00 (+8.62%)	$283,965 (+7.21%)	$516,300 (+7.21%) Land $182,700 Building $333,600
2024	$2,518.00 (-1.87%)
2023	$2,566.00 (+2.72%)	$264,880	$481,600 Land $174,000 Building $307,600
2022	$2,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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