786 Rutherford Rd, Marion, NC 28752 Property Records

McDowell County property record for 786 Rutherford Rd, Marion, NC 28752 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1939
Lot Size	0.292 acres (12,702 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Oct 2021)
Tax Bill	$456 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`1701-16-94-1849`

Property Details

APN / Parcel Number

Primary APN	`1701-16-94-1849`
Alternative APN	`75963`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	936 sqft Heated Area
Gross Area	1,500 sqft
1st Floor Area	936 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,702 sqft (0.292 acres)
Lot Dimensions	219 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	75963
Street Address	786 RUTHERFORD RD
City	MARION
State	NC
Zip	28752-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 22-23 PT 24 PB 1/33
Legal Subdivision	PROPERTY OF D A KANIPE
Legal Lot Number	22-23
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1008
Census Tract	970500

Owner

Source: McDowell County records · APN 1701-16-94-1849

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	786 RUTHERFORD RD, MARION, NC 28752-6591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Apr 02, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Jan 01, 1970
Deed Document Number	20216581
Deed Book / Page	1372 / 793
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	0012400593
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 12, 2021
Property Address	786 RUTHERFORD RD, MARION, NC 28752-6591
Document Number	0013720793
Book / Page	1372 / 793
Map Reference	MB 1 PG 33
Instrument Date	Oct 11, 2021
Instrument	2021006581
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 RUTHERFORD RD, MARION, NC 28752-6591

Mortgage

Document Number	2021006582
Date	Oct 12, 2021
Instrument	2021006582

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 02, 2018
Property Address	786 RUTHERFORD RD, MARION, NC 28752-6591
Document Number	0012400593
Book / Page	001240 / 000593
Instrument Date	Mar 29, 2018
Instrument	1420
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	37 WILDLIFE RD NEBO NC 287616723, NEBO, NC 28761-6723

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00	$76,400 (-) Land $25,000 Building $51,400
2023	$456.00	$76,400 Land $25,000 Building $51,400	$76,400 Land $25,000 Building $51,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Skyrunner	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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