Gwinnett County property record for 786 Ruddy Dr, Grayson, GA 30017
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.192 acres (8,343 sqft) |
| Owner | Individual Name on File |
| Last Sale | $488,483 (Nov 2025) |
| Tax Bill | $1,313 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R5135-458 |
| Primary APN | R5135-458 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,343 sqft (0.192 acres) |
|---|---|
| View / Lot | Primary |
| Street Address | 786 RUDDY DR |
|---|---|
| City | GRAYSON |
| State | GA |
| Zip | 30017-8502 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | L82 BA DOVE LAKE PH2 - PB162-35 |
| Legal Subdivision | DOVE LAKE PH2 |
| Legal Block | A |
| Legal Lot Number | 82 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SNELLVILLE-GRAYSON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 50746 |
786 Ruddy Dr, residential vacant land, is owned by an individual who bought it in November 2025.
Source: Gwinnett County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1145 MONTCLAIR WAY, SNELLVILLE, GA 30078-7325 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CREDIT UNION |
| Nov 18, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on File |
| Deed Sale | Nov 18, 2025 · Amount on File |
| Deed Book / Page | 62192 / 126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 786 RUDDY DR, GRAYSON, GA 30017-8502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0622340659 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 0000062234/0000000659 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Nov 18, 2025 |
| Property Address | 786 RUDDY DR, GRAYSON, GA 30017-8502 |
| Document Number | 0621920126 |
| Book / Page | 62192 / 126 |
| Instrument Date | Nov 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1145 MONTCLAIR WAY, SNELLVILLE, GA 30078-7325 |
The 2025 property tax bill for 786 Ruddy Dr was $1,313.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Grayson City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,313.00 | $36,000 Land $36,000 | $90,000 Land $90,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 786 Ruddy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 Ruddy Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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