Ramsey County property record for 786 Rose Ave E, Saint Paul, MN 55106
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,020 sqft · built 1906 |
| Lot Size | 0.112 acres (4,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,151 (Jun 2014) |
| Tax Bill | $5,176 (2025) |
| Deeds & Mortgages | Aug 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-29-22-11-0095 |
| Primary APN | 29-29-22-11-0095 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,880 sqft (0.112 acres) |
| Lot Dimensions | 122 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 346574 |
|---|---|
| Street Address | 786 ROSE AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-2538 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | OAK VILLE PARK LOT 8 BLK 18 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 29 |
| Legal Subdivision | OAK VILLE PARK |
| Legal Block | 18 |
| Legal Lot Number | 8 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 31000 |
786 Rose Ave E, a duplex, is owned and occupied by an individual who bought it in June 2014.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 786 ROSE AVE E, SAINT PAUL, MN 55106-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2014 · Amount on File |
| Deed Sale | Jun 3, 2014 · Amount on File |
| Prior Sale | Dec 21, 2001 · Amount on File |
| Deed Document Number | 20144509618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 786 ROSE AVE E, SAINT PAUL, MN 55106-2538 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 786 ROSE AVE E, SAINT PAUL, MN 55106-2538 |
| Document Number | 0A04900399 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | A04900399 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 274 Months |
| Due | Jun 1, 2044 |
The 2025 property tax bill for 786 Rose Ave E was $5,176 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,500 Land $25,000 Building $222,500 | $247,500 Land $25,000 Building $222,500 | |
| 2025 | $5,176.00 | ||
| 2023 | $5,128.00 Homeowner's exemption | $230,300 Land $20,000 Building $210,300 | $230,300 Land $20,000 Building $210,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 Rose Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 786 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, T-Mobile.
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