786 Ridgecliff Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 786 Ridgecliff Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,881 sqft · built 1992
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$810,000 (Feb 2023)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-07-35-0-003-051-000`

Property Details

APN / Parcel Number

Primary APN	`16-07-35-0-003-051-000`
Alternative APNs	`012942` `107001` `26882` `12942`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,881 sqft Living Area
1st Floor Area	2,907 sqft
2nd Floor Area	2,974 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,541 sqft (0.769 acres)
Lot Dimensions	265 ft deep x 135 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	107001
Street Address	786 RIDGECLIFF DR
City	FLORENCE
State	AL
Zip	35634-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	135S WF X 265.5 IRR PIERREFONT ESTATES SD LOT 54 & E 33 OF LOT 55 .77 AC/C SEC 35 T2S R10W PB-3 PG-78
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Subdivision	PIERREFONT ESTATES
Legal Lot Number	54-55 54
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1009
Census Tract	11503

Owner

786 Ridgecliff Dr is owned and occupied by an individual who bought it in February 2023.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	786 RIDGECLIFF DR, FLORENCE, AL 35634-2324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on File
Deed Sale	Feb 21, 2023 · Amount on File
Deed Document Number	0020236474
Deed Book / Page	2023 / 6474
Record Updated	Jun 8, 2026

February 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 21, 2023
Property Address	786 RIDGECLIFF DR, FLORENCE, AL 35634-2324
Document Number	02023/6474
Book / Page	2023 / 6474
Map Reference	MB 3 PG 78
Instrument Date	Feb 21, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 STONE RIVER RD, HUNTSVILLE, AL 35811-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	786 RIDGECLIFF DR, FLORENCE, AL 35634-2324

Tax Assessment & Valuation

The 2025 property tax bill for 786 Ridgecliff Dr was $3,962 with exemptions applied, down 54.4% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,962.00 (-54.4%) Homeowner's exemption Senior Citizen's exemption	$138,400 (-43.93%)	$1,383,900 (+12.14%) Land $532,200 Building $851,700
2024	$8,688.00 (+98.86%)	$246,820 (+428.75%) Land $93,360 Building $153,460	$1,234,100 (-) Land $466,800 Building $767,300
2023	$4,369.00 (+15.67%) Homeowner's exemption Senior Citizen's exemption	$46,680 (-64.6%) Land $46,680	$1,234,100 (-6.42%) Land $466,800 Building $767,300
2022	$3,777.00 Homeowner's exemption Senior Citizen's exemption	$131,880	$1,318,800 Land $414,400 Building $904,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 786 Ridgecliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 Ridgecliff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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