786 Ridge Ln, Washington, MO 63090 Property Records

Franklin County property record for 786 Ridge Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,954 sqft · built 1978
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-21.0-0-008-067.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-21.0-0-008-067.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	39,204 sqft (0.9 acres)
Patio Area	240 sqft

Location & Zoning

Street Address	786 RIDGE LN
City	WASHINGTON
State	MO
Zip	63090-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:7&PT6 PLEASANT VIEW LANES
Legal Range	01W
Legal Township	44
Legal Section	21
Legal Subdivision	PLEASANT VIEW LANES
Legal Block	8
Legal Lot Number	7
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1007
Census Tract	800301

Owner

786 Ridge Ln is owned and occupied by an individual who acquired it in June 2014.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	786 RIDGE LN, WASHINGTON, MO 63090-6512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jul 28, 2017	Deed of Trust, Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2014
Deed Sale	Jun 17, 2014
Prior Sale	Feb 26, 2007
Deed Document Number	1407523
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	786 RIDGE LN, WASHINGTON, MO 63090-6512
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002102784
Date	Feb 12, 2021
Instrument	2102784

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	786 RIDGE LN, WASHINGTON, MO 63090-6512
Document Number	0000011694
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 RIDGE LN WASHINGTON MO 630906512, WASHINGTON, MO 63090-6512

Mortgage

Document Number	0000011694
Date	Aug 2, 2017
Instrument	11694

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 786 Ridge Ln was $2,090.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00	$44,447	$233,930 Land $25,000 Building $208,930
2023	$2,089.00 (+1.95%)	$38,846	$204,450 Land $22,300 Building $182,150
2022	$2,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 786 Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 Ridge Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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