Monterey County property record for 786 Pacific St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,217 sqft · built 1942 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $766,000 (Sep 2021) |
| Tax Bill | $9,468 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-502-013-000 |
| Primary APN | 001-502-013-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| 1st Floor Area | 1,217 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 786 PACIFIC ST |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVERANCE MAP MARTIN PARTITION SUB OF LOT 2 X 3 LOT 4 |
| Legal Subdivision | SEVERANCE MAP MARTIN PARTITION SUB |
| Legal Block | 1 |
| Legal Lot Number | 2,4 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12800 |
786 Pacific St is owned by an individual who bought it in September 2021.
Source: Monterey County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 4876, CARMEL BY THE SEA, CA 93921-4876 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Deed Document Number | 202164803 |
| Prior Transfer Date | Jul 18, 2005 |
| Prior Transfer Doc | 0000080131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 786 PACIFIC ST, MONTEREY, CA 93940-2820 |
| Document Number | 0000064803 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021064803 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4876, CARMEL, CA 93921-4876 |
| Document Number | 0000064804 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021064804 |
| Name | MORTGAGEONE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 786 Pacific St was $9,468.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $829,141 (+2%) Land $465,445 Building $363,696 | |
| 2025 | $9,468.00 | $812,884 Land $456,319 Building $356,565 |
| 2023 | $8,551.00 (+1.4%) | $781,320 Land $438,600 Building $342,720 |
| 2022 | $8,433.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 786 Pacific St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 786 Pacific St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Verizon.
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