Unicoi County property record for 786 Old Hwy Rd, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 720 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Aug 2014) |
| Tax Bill | $383 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-052.00 |
| Primary APN | 045-052.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 930 sqft |
| 1st Floor Area | 720 sqft |
| Utility Room | Utility Room |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 78 ft deep x 61 ft wide |
| Porch | Finished Screened Porch |
| Porch Area | 354 sqft |
| Canopy | 200 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 786 OLD HIGHWAY RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-5410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTSALE 148-691 61X78X50X91 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 80100 |
786 Old Hwy Rd is owned by two individuals who acquired it in April 2025.
Source: Unicoi County records, as of March 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7860 N HIGH WAY RD, ERWIN, TN 37650 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC |
| Apr 3, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2014 · Amount on File |
| Deed Sale | Aug 1, 2014 · Amount on File |
| Deed Document Number | 20141342 |
| Deed Book / Page | 14379 / 332 |
| Last Transfer Date | Apr 3, 2025 |
| Transfer Doc | 0000000721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 786 OLD HIGHWAY RD, ERWIN, TN 37650-5410 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 786 OLD HIGHWAY RD, ERWIN, TN 37650-5410 |
| Document Number | 0000497283 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 497/283 |
| Instrument | 25002366 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Apr 3, 2025 |
| Property Address | 786 OLD HIGHWAY RD, ERWIN, TN 37650-5410 |
| Document Number | 0000049018 |
| Book / Page | 490 / 18 |
| Instrument Date | Apr 3, 2025 |
| Instrument | 25000721 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7860 H HIGHWAY ROAD, ERWIN, TN 37650 |
The 2025 property tax bill for 786 Old Hwy Rd was $383.
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $383.00 | $14,675 Land $1,100 Building $13,575 | $58,700 Land $4,400 Building $54,300 |
| 2023 | $14,675 (-) Land $1,100 Building $13,575 | ||
| 2022 | $345.00 | $14,675 Land $1,100 Building $13,575 | $58,700 Land $4,400 Building $54,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 Old Hwy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (2001–2024) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 Old Hwy Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Erwin Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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