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786 NE Willow Bend Rd, Lee, FL 32059 Property Records

Madison County property record for 786 NE Willow Bend Rd, Lee, FL 32059

Property Summary

Property TypeMobile Home
Details2 ba · 1,000 sqft · built 1993
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Feb 2025)
Tax Bill$661 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Aug 2020 Sale
Flood ZoneZone X (moderate risk)
APN10-1S-11-1521-0WB-029

Property Details

APN / Parcel Number

Primary APN10-1S-11-1521-0WB-029

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area1,375 sqft
1st Floor Area1,000 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
Garage Area375 sqft
CarportCarport
Carport Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address786 NE WILLOW BEND RD
CityLEE
StateFL
Zip32059-4974
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeA2
Legal DescriptionWILLOW BEND S/D LOT 29 OR 178/194 UNRCD AGREEMENT OR 386/258 OR 1364/206 OR 1411/262 OR 1580/282
Legal Range11E
Legal Township01S
Legal Section10
Legal SubdivisionWILLOW BEND S/D
Legal Lot Number29
JurisdictionMADISON FL
Township / Civil DivisionMADISON
Census Block Group1
Census Block1059
Census Tract110400

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address786 NE WILLOW BEND RD, LEE, FL 32059-4974
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Aug 18, 2020Warranty Deed, Transfer
SMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2025 · Amount on Record
Deed SaleFeb 6, 2025 · Amount on Record
Prior SaleFeb 4, 2025 · Amount on Record
Deed Document Number202540000564
Deed Book / Page1580 / 282
Prior Transfer DateAug 18, 2020
Prior Transfer Doc0013640206
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON FL
Property Address786 NE WILLOW BEND RD, LEE, FL 32059-4974
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address786 NE WILLOW BEND RD, LEE, FL 32059-4974

Mortgage

Document Number0015030197
DateJun 9, 2023
Book Page1503/197
Instrument202340002510
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 10, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON FL
Recording DateAug 18, 2020
Property Address786 NE WILLOW BEND RD, LEE, FL 32059-4974
Document Number0013640206
Book / Page001364 / 000206
Instrument DateAug 18, 2020
Instrument2634
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanySMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
Tax$175.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 406 MADISON FL 323410406, MADISON, FL 32341-0406

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$661.00 (+186.15%)$69,489 (-4.38%)$80,280 (-14.85%) Land $19,400 Building $60,880
2023$231.00 (-53.24%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$72,674 (+3%)$94,284 (+33.63%) Land $20,000 Building $74,284
2022$494.00 Homeowner's exemption Disabled Person's exemption$70,557 Land $10,200 Building $60,357$70,557 Land $10,200 Building $60,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims13 (2003–2013)
Claims Outside the SFHA1 of 13
Most Recent ClaimMar 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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