Osage County property record for 786 N Zenith Ave, Tulsa, OK 74127
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,310 sqft · built 1976 |
| Lot Size | 0.184 acres (8,047 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Sep 2026) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-12-12500 |
| Primary APN | 34-20-12-12500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 1,310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,047 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Slab |
| Porch Area | 216 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 11407 |
|---|---|
| Street Address | 786 N ZENITH AVE |
| City | TULSA |
| State | OK |
| Zip | 74127-5232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIL HILLS VILLAGE I LOT 44, BLK 10 |
| Legal Range | 12E |
| Legal Township | 20N |
| Legal Section | 34 |
| Legal Subdivision | GILCREASE HILLS VILL I |
| Legal Block | 10 |
| Legal Lot Number | 44 |
| Jurisdiction | OSAGE OK |
| Township / Civil Division | SOUTHEAST OSAGE |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 940006 |
786 N Zenith Ave is owned and occupied by an individual who bought it in September 2026.
Source: Osage County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 786 N ZENITH AVE, TULSA, OK 74127-5232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIME EQUITY MORTGAGE |
| Jul 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage TRIAD BANK |
| May 26, 2022 | Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on File |
| Deed Sale | Sep 8, 2026 · Amount on File |
| Prior Sale | May 26, 2022 · Amount on File |
| Deed Document Number | 20266712 |
| Deed Book / Page | 2019 / 914 |
| Prior Transfer Date | Jul 24, 2021 |
| Prior Transfer Doc | 0000002238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSAGE OK |
| Recording Date | Sep 8, 2026 |
| Property Address | 786 N ZENITH AVE, TULSA, OK 74127-5232 |
| Document Number | 0000006712 |
| Book / Page | 2019 / 914 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20266712 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 N ZENITH AVE, TULSA, OK 74127-5232 |
| Document Number | 0000006713, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 20266713 |
| Name | PRIME EQUITY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE OK |
| Property Address | 786 N ZENITH AVE, TULSA, OK 74127-5232 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1003 N DENVER AVE, TULSA, OK 74106-5137 |
| Document Number | 001850/601 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 1850/601 |
| Instrument | I-2022-006130 |
| Name | TRIAD BANK |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 26, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSAGE OK |
| Recording Date | May 26, 2022 |
| Property Address | 786 N ZENITH AVE, TULSA, OK 74127-5232 |
| Document Number | 0001843/68 |
| Book / Page | 1843 / 68 |
| Instrument Date | May 23, 2022 |
| Instrument | I-2022-004269 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11003 S DENVEN AVE, TULSA, OK 74106 |
The 2025 property tax bill for 786 N Zenith Ave was $2,130 with a homeowner's exemption, down 3.8% from the year before.
Source: Osage County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Osage County |
| Municipality | Tulsa City |
| Unified School District | Tulsa Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,345 (+5%) Land $2,264 Building $17,081 | $161,203 (-6.46%) Land $18,863 Building $142,340 | |
| 2025 | $2,130.00 (-3.79%) | $18,423 (+5.66%) Land $1,342 Building $17,081 | $172,340 (+18.61%) Land $30,000 Building $142,340 |
| 2024 | $2,214.00 (+12.73%) Homeowner's exemption | $17,436 (-) Land $1,253 Building $16,183 | $145,302 (-) Land $10,440 Building $134,862 |
| 2023 | $1,964.00 (+76.46%) Homeowner's exemption | $17,436 (+76.19%) Land $1,253 Building $16,183 | $145,302 (+52.98%) Land $10,440 Building $134,862 |
| 2022 | $1,113.00 Homeowner's exemption | $9,896 Land $1,253 Building $8,643 | $94,980 Land $10,440 Building $84,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 786 N Zenith Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 1 (45% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 N Zenith Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TULSA serves 413,000 people · EPA ID OK1020418 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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