Codington County property record for 786 N Lake Dr, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1979 |
| Lot Size | 0.613 acres (26,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Nov 2025) |
| Tax Bill | $7,969 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 007735 |
| Primary APN | 007735 |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 26,700 sqft (0.613 acres) |
| Lot Dimensions | 266 ft deep x 99.8 ft wide |
| Street Address | 786 N LAKE DR |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-5518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 12-13 HEATHCOTE'S WEST SHORE ADD |
| Legal Subdivision | SHORE ADD |
| Legal Block | NULL |
| Legal Lot Number | 12-13 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 954502 |
786 N Lake Dr is owned and occupied by two individuals who bought it in November 2025.
Source: Codington County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 POWDERHORN PASS, BROOKINGS, SD 57006-4626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on File |
| Deed Sale | Nov 5, 2025 · Amount on File |
| Deed Document Number | 2025 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 786 N Lake Dr was $7,969 with a homeowner's exemption, up % from the year before.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,969.00 (+0.01%) Homeowner's exemption | $727,920 (-) Land $361,996 Building $365,924 |
| 2025 | $7,968.00 (+2.76%) Homeowner's exemption | $727,920 Land $361,996 Building $365,924 |
| 2024 | $7,754.00 | |
| 2023 | $606,600 Land $301,663 Building $304,937 | |
| 2022 | $6,901.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 786 N Lake Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 119 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 units insured incl. 5 condo units |
| Nearby Flood Claims | 358 (1979–2023) |
| Claims Outside the SFHA | 177 of 358 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 N Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Bluepeak Cable | 1,000 / 30 |
May also be available: GigFire, ITC.
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