786 N 3rd St, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 786 N 3rd St, Grover Beach, CA 93433

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,242 sqft · built 1957
Lot Size	0.143 acres (6,214 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Apr 2018)
Tax Bill	$9,381 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-525-001`

Property Details

APN / Parcel Number

Primary APN	`060-525-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Lot Area	6,214 sqft (0.143 acres)
Terrain	Above Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	786 N 3RD ST
City	GROVER BEACH
State	CA
Zip	93433-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY GC TR 85 BL K LT 1
Legal Subdivision	GROVER CITY HEIGHTS 01 85
Legal Tract	85
Legal Block	K
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1025
Census Tract	12102

Owner

786 N 3rd St is owned by two individuals who bought it in April 2018.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17890 ISLAND DR, MADERA, CA 93636-1127
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage KINGS MORTGAGE SERVICES INC
Apr 11, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on File
Deed Sale	Apr 11, 2018 · Amount on File
Prior Sale	Nov 14, 2002 · Amount on File
Deed Document Number	201814384
Prior Transfer Date	Sep 21, 2012
Prior Transfer Doc	0000057997
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	786 N 3RD ST, GROVER BEACH, CA 93433-1225
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17890 ISLAND DR, MADERA, CA 93636-1127

Mortgage

Document Number	0000008803
Date	Feb 25, 2022
Instrument	2022008803

Lender

Name	KINGS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VISALIA, CA 93291

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2018
Property Address	786 N 3RD ST, GROVER BEACH, CA 93433-1225
Document Number	0000014384
Instrument Date	Mar 8, 2018
Instrument	14384
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	17890 ISLAND DR MADERA CA 936361127, MADERA, CA 93636-1127

Mortgage

Document Number	14385
Date	Apr 11, 2018
Instrument	14385

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 786 N 3rd St was $9,381.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Grover Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$829,813 (+2%) Land $522,260 Building $307,553
2025	$9,381.00	$813,543 Land $512,020 Building $301,523
2023	$9,061.00 (+1.57%)	$781,954 Land $492,139 Building $289,815
2022	$8,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 786 N 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Peak WiFi, Surfnet Communications, Verizon.

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