San Diego County property record for 786 Mountain View Pl, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,300 sqft · built 1979 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $699,000 (Feb 2008) |
| Tax Bill | $10,032 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 401-091-16-00 |
| Primary APN | 401-091-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 65,340 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 786 MOUNTAIN VIEW PL |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-3862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 TR PM03602 |
| Legal Subdivision | PARCEL MAP NO 3602 |
| Legal Tract | 3602 |
| Legal Block | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 15501 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 786 MOUNTAIN VIEW PL, EL CAJON, CA 92021-3862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2008 · Amount on Record |
| Deed Sale | Feb 29, 2008 · Amount on Record |
| Prior Sale | Jun 20, 1986 · Amount on Record |
| Deed Document Number | 2008106723 |
| Last Transfer Date | Sep 17, 2020 |
| Transfer Doc | 0000087938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 786 MOUNTAIN VIEW PL, EL CAJON, CA 92021-3862 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 786 MOUNTAIN VIEW PL, EL CAJON, CA 92021-3862 |
| Document Number | 0000814287 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-0814287 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 4, 2021 |
| Property Address | 786 MOUNTAIN VIEW PL, EL CAJON, CA 92021-3862 |
| Document Number | 0000087938 |
| Map Reference | DOC 75-51519 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2021-0087938 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 786 MOUNTAIN VIEW PL, EL CAJON, CA 92021-3862 |
| Document Number | 0000087939 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0087939 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $830,485 (+2%) Land $302,788 Building $527,697 | |
| 2025 | $10,032.00 (+2.24%) Homeowner's exemption | $814,201 (+4.04%) Land $296,851 Building $517,350 |
| 2023 | $9,812.00 (+1.7%) Homeowner's exemption | $782,586 Land $285,325 Building $497,261 |
| 2022 | $9,648.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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