786 McKinstry Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 786 McKinstry Ave, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 900 sqft · built 1950
Lot Size0.133 acres (5,783 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (May 2021)
Tax Bill$3,685 (2026)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN393-00017

Property Details

APN / Parcel Number

Primary APN393-00017
Alternative APN
  • CHIC M:0393 P:00017

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area2,192 sqft
1st Floor Area720 sqft
AtticAttic
Attic Area720 sqft
Basement Area560 sqft
Unfinished Basement560 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,783 sqft (0.133 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Account Number393-00017
Street Address786 MCKINSTRY AVE
CityCHICOPEE
StateMA
Zip01020-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2018
Census Tract811200

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address786 MCKINSTRY AVE, CHICOPEE, MA 01020-1514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MORTGAGE NETWORK INC
May 14, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Prior SaleAug 20, 2015 · Amount on Record
Deed Book / Page23882 / 454
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address786 MCKINSTRY AVE, CHICOPEE, MA 01020-1514
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23882-473
DateMay 14, 2021
Book Page23882/473
Instrument33101
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMay 14, 2021
Property Address786 MCKINSTRY AVE, CHICOPEE, MA 01020-1514
Document Number23882-454
Book / Page23882 / 454
Instrument DateMay 14, 2021
Instrument33099
Transaction TypeTransfer
Record UpdatedMay 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address786 MCKINSTRY AVE, CHICOPEE, MA 01020-1514

Mortgage

Document Number33100
DateMay 14, 2021
Instrument33100
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number023882-473
DateMay 14, 2021
Book Page23882/473
Instrument33101
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,685.00 (+6.41%)$241,800 (+5.87%) Land $94,000 Building $147,800$259,587 (-5.32%)
2025$3,463.00 (+5.23%)$228,400 (+2.42%) Land $88,200 Building $140,200$274,170
2024$3,291.00 (+4.08%)$223,000 (+6.85%) Land $86,500 Building $136,500
2023$3,162.00$208,700 Land $78,600 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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