786 Malo Ct, Simi Valley, CA 93065 Property Records

Ventura County property record for 786 Malo Ct, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1964
Lot Size	0.185 acres (8,052 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Dec 2012)
Tax Bill	$5,355 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2021 Line of Credit
Flood Zone	Zone AO (high risk)
APN	`640-0-293-275`

Property Details

APN / Parcel Number

Primary APN	`640-0-293-275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	8,052 sqft (0.185 acres)
Lot Dimensions	100 ft deep x 81 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	512 sqft

Location & Zoning

Street Address	786 MALO CT
City	SIMI VALLEY
State	CA
Zip	93065-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT: 153500 LOT: 65 REF: 038MR 081
Legal Subdivision	1535
Legal Tract	153500
Legal Block	293
Legal Lot Number	65
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2014
Census Tract	7505

Owner

786 Malo Ct is owned and occupied by two individuals who bought it in December 2012.

Source: Ventura County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	786 MALO CT, SIMI VALLEY, CA 93065-4337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2012 · Amount on File
Deed Sale	Dec 31, 2012 · Amount on File
Prior Sale	Sep 20, 2004 · Amount on File
Deed Document Number	2012235108
Prior Transfer Date	Jul 24, 1997
Prior Transfer Doc	0000099755
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Aug 17, 2026
Property Address	786 MALO CT, SIMI VALLEY, CA 93065-4337
Document Number	0000063850
Instrument Date	Aug 7, 2026
Instrument	202663850
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 MALO CT, SIMI VALLEY, CA 93065-4337

Mortgage

Document Number	0000063850,
Date	Aug 17, 2026
Instrument	202663850

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	786 MALO CT, SIMI VALLEY, CA 93065-4337
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 MALO CT, SIMI VALLEY, CA 93065-4337

Mortgage

Document Number	0000059017
Date	Mar 22, 2021
Instrument	20210322-00059017

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 786 Malo Ct was $5,355 with a homeowner's exemption, up 1.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$433,322 (+2%) Land $216,662 Building $216,660
2025	$5,355.00 (+1.19%) Homeowner's exemption	$424,826 Land $212,414 Building $212,412
2024	$5,292.00 (+6.37%)
2023	$4,975.00 (+0.57%) Homeowner's exemption	$408,331 Land $204,166 Building $204,165
2022	$4,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 786 Malo Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	4 (1998–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 Malo Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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