Calvert County property record for 786 Main St, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,690 sqft · built 1930 |
| Lot Size | 0.472 acres (20,563 sqft) |
| Owner | Individual Name on File |
| Last Sale | $408,000 (May 2022) |
| Tax Bill | $162 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-004844 |
| Primary APN | 02-004844 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,563 sqft (0.472 acres) |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 294 sqft |
| Deck Area | 404 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 004844 |
|---|---|
| Street Address | 786 MAIN ST |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 20,563 SF E/S RT 765 PRINCE FREDERICK |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 860702 |
786 Main St is owned and occupied by an individual who bought it in May 2022.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 786 MAIN ST, PRINCE FREDERICK, MD 20678-3397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 31, 2017 | Grant Deed, Transfer · Conventional with PMI NRL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | Oct 31, 2017 · Amount on File |
| Deed Book / Page | 6280 / 3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 12, 2022 |
| Property Address | 786 MAIN ST, PRINCE FREDERICK, MD 20678-3397 |
| Document Number | 0062800003 |
| Book / Page | 6280 / 3 |
| Instrument Date | May 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 786 MAIN ST, PRINCE FREDERICK, MD 20678-3397 |
| Investor | Possibly a Property Investor |
| Document Number | 0000062809 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 6280/9 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 31, 2017 |
| Property Address | 786 MAIN ST, PRINCE FREDERICK, MD 20678-3397 |
| Document Number | 0050890094 |
| Book / Page | 005089 / 000094 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | LEGENDS TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 MAIN ST PRINCE FREDERICK MD 206783397, PRINCE FREDERICK, MD 20678-3397 |
| Document Number | 50890096 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 005089/000096 |
| Name | NRL FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22312 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 30, 2037 |
The 2025 property tax bill for 786 Main St was $162.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,867 | $419,400 Land $134,000 Building $285,400 | |
| 2025 | $162.00 | ||
| 2023 | Disabled Person's exemption Veteran's exemption | $329,500 | $342,800 Land $134,000 Building $208,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2009–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 Main St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRINCE FREDERICK serves 4,371 people · EPA ID MD0040011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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