786 Lower St, Turner, ME 04282 Property Records

Androscoggin County and Turner Town property record for 786 Lower St, Turner, ME 04282

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1800
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,800 (Jan 2021)
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`TURN M:049 L:013`

Property Details

APN / Parcel Number

Primary APN	`TURN M:049 L:013`
Alternative APNs	`M:049 L:013` `1643`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Conventional
Lot Area	235,224 sqft (5.4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1643
Street Address	786 LOWER ST
City	TURNER
State	ME
Zip	04282-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5B
Legal Lot Number	13
Jurisdiction	TURNER ME
Township / Civil Division	TURNER
Census Block Group	3
Census Block	3016
Census Tract	42000

Owner

Source: Androscoggin County and Turner Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	786 LOWER ST, TURNER, ME 04282-3925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 11, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2020	Quit Claim Deed, Transfer SELECTITLE LLC
Jan 24, 2020	Quit Claim Deed, Transfer SELECTITLE LLC
Jun 21, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Jan 24, 2020
Deed Document Number	2021721
Deed Book / Page	10612 / 107
Prior Transfer Date	Jan 6, 2020
Prior Transfer Doc	0102880072
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	786 LOWER ST, TURNER, ME 04282-3925
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113750296
Date	Jun 22, 2023
Book Page	11375/296
Instrument	8229

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TURNER ME
Recording Date	Jan 11, 2021
Property Address	786 LOWER ST, TURNER, ME 04282-3925
Document Number	0106120107
Book / Page	10612 / 107
Instrument Date	Jan 7, 2021
Instrument	721
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	482 CAMPGROUND RD, LIVERMORE FALLS, ME 04254-4525

Mortgage

Document Number	0000000722
Date	Jan 11, 2021
Instrument	722

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TURNER ME
Recording Date	Jan 24, 2020
Property Address	786 LOWER ST, TURNER, ME 04282-3925
Document Number	0102880072
Book / Page	010288 / 000072
Instrument Date	Jan 6, 2020
Instrument	1398
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	SELECTITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TURNER ME
Recording Date	Jan 24, 2020
Property Address	786 LOWER ST, TURNER, ME 04282-3925
Document Number	0102880079
Book / Page	010288 / 000079
Instrument Date	Dec 18, 2019
Instrument	1400
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	SELECTITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 PLEASANT POND RD TURNER ME 042823325, TURNER, ME 04282-3325

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TURNER ME
Recording Date	Jun 21, 2019
Property Address	786 LOWER ST, TURNER, ME 04282-3925
Document Number	0101110181
Book / Page	010111 / 000181
Instrument Date	May 6, 2019
Instrument	10398
Transaction Type	Foreclosure
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9990 RICHMOND AVE #400S HOUSTON TX 770428500, 400S, HOUSTON, TX 77042-8500

Tax Assessment & Valuation

Source: Androscoggin County and Turner Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Turner Town
Unified School District	School Administrative District 52 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,301.00 (+6.69%)	$242,700 (-) Land $80,800 Building $161,900
2024	$3,094.00 (+1.58%)	$242,700 (-) Land $80,800 Building $161,900
2023	$3,046.00 (+10.08%)	$242,700 (-) Land $80,800 Building $161,900
2022	$2,767.00	$242,700 Land $80,800 Building $161,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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