786 Iron Gate Cir, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 786 Iron Gate Cir, Eldersburg, MD 21784 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,680 sqft · built 1980
Lot Size	0.73 acres (31,798 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Feb 2023)
Tax Bill	$120 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-033858`

Property Details

APN / Parcel Number

Primary APN	`14-033858`
Alternative APN	`033858`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,798 sqft (0.73 acres)
Garage Type	Basement
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	033858
Street Address	786 IRON GATE CIR
City	SYKESVILLE
State	MD
Zip	21784-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 42 - 31798 SQ FT 786 IRON GATE CIR 21-19 IRONGATE SEC 2
Legal Subdivision	IRONGATE SEC 02
Legal Lot Number	42
Jurisdiction	CARROLL MD
Township / Civil Division	14, BERRETT
Census Block Group	1
Census Block	1005
Census Tract	514100

Owner

Source: Carroll County records · APN 14-033858

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	786 IRON GATE CIR, SYKESVILLE, MD 21784-8921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 22, 2023	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Oct 16, 1996 · Amount on Record
Deed Book / Page	10983 / 175
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	786 IRON GATE CIR, ELDERSBURG, MD 21784-8921
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	NOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109520158
Date	Dec 21, 2022
Book Page	10952/158

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 22, 2023
Property Address	786 IRON GATE CIR, ELDERSBURG, MD 21784-8921
Document Number	0109830175
Book / Page	10983 / 175
Map Reference	MB 21 FO 19
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	BLACK OAK TITLE LLC, BLACK ROCK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	786 IRON GATE CIR, ELDERSBURG, MD 21784-8921

Mortgage

Document Number	0109830181
Date	Feb 22, 2023
Instrument	10983-0181

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,467 (+12.78%)	$423,600 (+12%) Land $169,200 Building $254,400
2025	$120.00 (-97.07%)
2023	$4,092.00	$362,167	$378,200 Land $169,200 Building $209,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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