786 Indian Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 786 Indian Ave, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,945 sqft · built 1900
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Trust Names on File
Last Sale	$850,000 (Jun 2020)
Tax Bill	$16,418 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202000172`

Property Details

APN / Parcel Number

Primary APN	`202000172`
Alternative APN	`MIDD M:0129 B:00 L:43`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,945 sqft Living Area
Gross Area	7,172 sqft
1st Floor Area	1,548 sqft
Attic	Attic
Attic Area	1,515 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	202000172
Street Address	786 INDIAN AVE
City	MIDDLETOWN
State	RI
Zip	02842-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	43
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1052
Census Tract	40400

Owner

786 Indian Ave is owner-occupied and held in a trust since February 2023.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	786 INDIAN AVE, MIDDLETOWN, RI 02842-5720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2023	Correction Deed
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jun 30, 2020	Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Deed Document Number	20201970
Deed Book / Page	1658 / 234
Last Transfer Date	Feb 14, 2023
Transfer Doc	001792-203
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Mar 1, 2023
Property Address	786 INDIAN AVE, MIDDLETOWN, RI 02842-5720
Document Number	001792-203
Book / Page	1792 / 203
Instrument Date	Feb 14, 2023
Instrument	263
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 INDIAN AVE, MIDDLETOWN, RI 02842-5720

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Mar 14, 2023
Property Address	786 INDIAN AVE, MIDDLETOWN, RI 02842-5720
Document Number	001793-132
Book / Page	1793 / 132
Instrument Date	Feb 14, 2023
Instrument	329
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 INDIAN AVE, MIDDLETOWN, RI 02842-5720

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	786 INDIAN AVE, MIDDLETOWN, RI 02842-5720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1689-247
Date	Dec 28, 2020
Book Page	1689/247
Instrument	4115

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jun 30, 2020
Property Address	786 INDIAN AVE, MIDDLETOWN, RI 02842-5720
Document Number	1658-234
Book / Page	1658 / 234
Instrument Date	Jun 29, 2020
Instrument	1970
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7312 35TH AVE APT C63, C63, JACKSON HEIGHTS, NY 11372-4216
Investor	Possibly a Property Investor

Mortgage

Document Number	1971
Date	Jun 30, 2020
Instrument	1971

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 786 Indian Ave was $16,418.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,418.00	$1,392,500 Land $1,125,100 Building $267,400	$1,841,882
2023	$11,652.00 (+4.74%)	$925,500 (-) Land $586,000 Building $339,500
2022	$11,125.00	$925,500 Land $586,000 Building $339,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 786 Indian Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1991–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 Indian Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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